Nowata cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8788100
Goods & Services index11197100
Groceries index10295100
Health care index10395100
Housing index4569100
Transportation index8390100
Utilities index11498100
Here we can see a simple outline of the cost of living in Nowata, OK. As you can see, with the average cost of living in Nowata, OK being 87, that puts it 1% lower than the average of Oklahoma and 13% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Nowata, OK, the price of goods and services are 14% higher than the average of Oklahoma as well as 11% higher than the nation's average.

Did you know?

  • The cost of living in Nowata is 1% lower than the Oklahoma average.
  • The cost of living in Nowata is 13% lower than the national average.
  • The cost of housing in Nowata is 55% lower than the national average.
  • Oklahoma general sales tax is 12% lower than the national average.
  • Oklahoma state income tax is 78% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Nowata, OK to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Nowata, OK, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Nowata, OK salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Nowata, OK, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Nowata, OK has a median income of about $36,759 for people who own homes. Based on that number, a person should spend a maximum of $858 on expenses related to housing. Renters have a slightly different median income, which is $18,314. Based on this average, renters should spend no more than $427 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Oklahoma Sales Tax

StateGeneral Sales TaxWith Max Surtax

Oklahoma Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Nowata, OK you will want to make sure you consider both the Oklahoma sales tax and the Oklahoma income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Oklahoma is 4.5%, with the highest surtax being 11%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Oklahoma have a range from 0.5% to 5%.

Goods & Services

ItemNowataNational avg.Difference
Haircut $12.81$16.0920.4%
Beauty Salon $22.12$37.3340.7%
Toothpaste $3.46$2.4541.3%
Shampoo $1.78$1.0077.4%
Movie $7.91$10.2823.1%
Bowling $11.53$4.93133.8%


ItemNowataNational avg.Difference
Ground Beef $4.31$3.8013.4%
Fried Chicken $1.98$1.4041.7%
Milk $2.30$2.0114.7%
Potatoes $3.01$3.010.1%
Pizza $9.44$9.894.5%
Beer $9.30$8.904.5%

Health Care

ItemNowataNational avg.Difference
Optometrist $94.18$102.167.8%
Doctor $124.44$108.3614.8%
Dentist $88.14$92.534.7%
Ibuprofen $9.36$9.280.9%
Lipitor $438.65$425.823.0%


ItemNowataNational avg.Difference
Home Price $62,000.00$184,700.0066.4%
Avg. Mortgage Payment $836.98$1,202.4430.4%
Apartment Rent $674.00$949.0029.0%


ItemNowataNational avg.Difference
Gasoline $1.95$2.2413.0%
Tire Balancing $34.27$46.2926.0%


ItemNowataNational avg.Difference
All Electricity$176.69$165.966.5%
Phone $35.31$28.6823.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Delaware, OK35283-17%
New Alluwe, OK6183-17%
Lenapah, OK25685-15%
Chelsea, OK1,98187-13%
Wann, OK14488-12%
Nowata, OK3,71787-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Blanding, UT3,71689-11%
Lyons, KS3,71680-20%
Jamestown, NC3,7181055%
Ballinger, TX3,71582-18%
Lyncourt, NY3,71989-11%
Nowata, OK3,71787-13%
Source: The Nowata, OK cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.