Cost Of Living in Nowata, OK

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20%

Overall NAT. AVG.

5%

Goods & Services NAT. AVG.

52%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Nowata	Oklahoma	National
Cost of living	80	86	100
Goods & Services	95	91	100
Groceries	94	94	100
Health care	87	93	100
Housing	48	69	100
Transportation	89	93	100
Utilities	95	98	100

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Cost Of Living Quick Facts

The cost of living in Nowata is 7% lower than the Oklahoma average
The cost of living in Nowata is 20% lower than the national average
Nowata housing is 52% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$47,228	$3,936	$1,102	$1,417
Renters	$19,066	$1,589	$445	$572

A good way to judge both the affordability of the housing and the cost of living in Nowata is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Nowata has a median income of about $47,228 for people who own homes. Based on that number, a maximum of $1,102 should be spent on expenses related to housing. Renters have a slightly different median income, which is $19,066. Based on this average, renters should spend no more than $445 on all rental costs if they want to maintain a non-impoverished standard of living.

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Goods & Services

Item	Nowata	National avg.	Difference
Haircut	$20.72	$24.26	14.6%
Beauty Salon	$34.47	$45.56	24.4%
Toothpaste	$3.65	$3.70	1.3%
Shampoo	$1.14	$1.28	11.1%
Movie	$10.90	$12.13	10.2%
Bowling	$15.28	$18.00	15.1%

Groceries

Item	Nowata	National avg.	Difference
Ground Beef	$5.87	$5.84	0.5%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.55	$4.67	2.5%
Potatoes	$4.76	$4.93	3.5%
Pizza	$12.07	$12.09	0.1%
Beer	$10.02	$10.41	3.7%

Health Care

Item	Nowata	National avg.	Difference
Optometrist	$108.05	$125.68	14.0%
Doctor	$103.03	$135.78	24.1%
Dentist	$97.69	$113.29	13.8%
Ibuprofen	$10.27	$10.65	3.6%
Lipitor	$493.24	$468.60	5.3%

Housing

Item	Nowata	National avg.	Difference
Home Price	$73,900.00	$184,700.00	60.0%
Avg. Mortgage Payment	$1,770.41	$2,346.69	24.6%
Apartment Rent	$618.00	$949.00	34.9%

Transportation

Item	Nowata	National avg.	Difference
Gasoline	$3.20	$3.46	7.4%
Tire Balancing	$48.16	$59.92	19.6%

Utilities

Item	Nowata	National avg.	Difference
All Electricity	$176.35	$193.99	9.1%
Phone	$194.96	$192.25	1.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
New Alluwe, OK	62	73	27.4%
Delaware, OK	388	77	23.5%
Lenapah, OK	356	78	21.9%
Wann, OK	144	80	20.3%
Chelsea, OK	2,158	81	19.4%
Nowata, OK	3,673	80	20.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Stanford, KY	3,673	88	12.4%
Port Vue, PA	3,673	87	13.3%
Manti, UT	3,671	98	2.5%
Hidden Meadows, CA	3,675	179	79.0%
Lake Land'Or, VA	3,675	105	5.0%
Nowata, OK	3,673	80	20.2%