Cost Of Living in North Patchogue, NY

Get 300+ Local Insights for Any Address in North Patchogue, NY

Get Access to 300+ Local Data Points

F

33%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

87%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	North Patchogue	New York	National
Cost of living	133	121	100
Groceries	104	106	100
Health care	107	110	100
Housing	187	144	100
Transportation	111	113	100
Utilities	112	112	100
Lifestyle & Entertainment	113	111	100
Household Items	105	106	100
Education & Childcare	120	118	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In North Patchogue, NY

97 N Clinton Ave

Patchogue, NY

90 E Roe Blvd

Patchogue, NY

Cost Of Living Quick Facts

The cost of living in North Patchogue is 10% higher than the New York average
The cost of living in North Patchogue is 33% higher than the national average
North Patchogue housing is 87% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around North Patchogue

See all the best places to live around North Patchogue

Compare North Patchogue, NY Cost of Living

Write a review to give others more information about this area.

See all North Patchogue poll results

The best places in New York

Here are the best places to live in New York

Check out the 10 most dangerous cities in New York

See the best places to live in North Patchogue

These are the 10 cheapest cities in New York

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$152,796	$12,733	$3,565	$4,584
Renters	$0	$0	$0	$0

A good indicator of the general affordability of housing in North Patchogue, NY, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In North Patchogue, the median monthly income is $152,796 for those who own their own homes. Under the standard rule, that income level would allow for $3,565 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $0, per the median income in the area. That would allow for renters to spend up to $0 on monthly rental expenses.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ocean Beach, NY	32	110	9.6%
Stony Brook University, NY	8,775	110	9.6%
Saltaire, NY	26	110	9.6%
Calverton, NY	5,399	118	18.1%
Mastic Beach, NY	16,076	121	20.8%
North Patchogue, NY	8,494	133	32.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mahtomedi, MN	8,493	124	23.6%
Napoleon, OH	8,493	87	12.7%
Hawthorn Woods, IL	8,495	165	64.5%
Runnemede, NJ	8,492	105	5.3%
Lockwood, MT	8,497	103	2.6%
North Patchogue, NY	8,494	133	32.9%