Cost of Living in North Oaks, MN

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F
72%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
237%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Oaks Minnesota National
Cost of living172100100
Groceries102100100
Health care101100100
Housing337100100
Transportation99100100
Utilities102104100
Lifestyle & Entertainment100100100
Household Items99100100
Education & Childcare10299100
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Homes For Sale In North Oaks, MN

property for sale

60 Deer Hills Ct

Saint Paul, MN
property for sale

7 Hawthorne Ct

Saint Paul, MN
property for sale

23 Evergreen Rd

North Oaks, MN
property for sale

4 Pearson Pl

Saint Paul, MN

Cost Of Living Quick Facts

  • The cost of living in North Oaks is 71% higher than the Minnesota average
  • The cost of living in North Oaks is 72% higher than the national average
  • North Oaks housing is 237% higher than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around North Oaks

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      Salary Calculator

      This is how much you would need to earn in
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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$377,850$31,488$8,816$11,337
      Renters$0$0$0$0
      The affordability of the housing market in North Oaks, MN as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among North Oaks homeowners, the median income is $377,850. This indicates that a monthly maximum of $8,816 should be spent by homeowners on all housing related costs. Renters have a median income of $0. This indicates that renters would have a maximum of $0 for their rent related monthly costs.

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Landfall, MN8197227.9%
      Hilltop, MN1,0458020.0%
      St. Anthony city (Stearns County), MN1088416.4%
      Brooklyn Center, MN31,6821021.8%
      Columbia Heights, MN21,0191021.9%
      North Oaks, MN5,40017271.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Highwood, IL5,39912726.8%
      Calverton, NY5,39911818.1%
      Islip Terrace, NY5,39914343.4%
      Palermo, CA5,40211716.7%
      Fruitland, MD5,4021065.5%
      North Oaks, MN5,40017271.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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