Cost Of Living in North Creek, NY

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B

6%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

7%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	North Creek	New York	National
Cost of living	106	121	100
Groceries	104	106	100
Health care	111	110	100
Housing	93	144	100
Transportation	111	113	100
Utilities	111	112	100
Lifestyle & Entertainment	115	111	100
Household Items	109	106	100
Education & Childcare	124	118	100

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Homes For Sale In North Creek, NY

29 Summit Rdg Unit 29 L

North Creek, NY

0 Nys Route 28n

Minerva, NY

37 Main St

North Creek, NY

Cost Of Living Quick Facts

The cost of living in North Creek is 12% lower than the New York average
The cost of living in North Creek is 6% higher than the national average
North Creek housing is 7% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$91,968	$7,664	$2,146	$2,759
Renters	$44,502	$3,709	$1,038	$1,335

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pottersville, NY	190	94	6.4%
Schroon Lake, NY	919	99	1.0%
Warrensburg, NY	3,283	103	3.4%
Chestertown, NY	734	104	3.7%
North Creek, NY	711	106	5.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lincoln Park, GA	711	91	9.1%
Ainsworth, IA	711	83	16.7%
Avon, IL	711	80	19.6%
Mott, ND	711	86	14.1%
Morrison, OK	711	86	13.8%
North Creek, NY	711	106	5.6%