Cost Of Living in Ainsworth, IA

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17%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

47%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ainsworth	Iowa	National
Cost of living	83	89	100
Groceries	95	97	100
Health care	98	96	100
Housing	53	74	100
Transportation	98	97	100
Utilities	96	95	100
Lifestyle & Entertainment	95	95	100
Household Items	95	97	100
Education & Childcare	96	94	100

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Homes For Sale In Ainsworth, IA

2943 Ia-92

Columbus City, IA

Louisa-Washington Rd

Ainsworth, IA

2818 Old White Way

Ainsworth, IA

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Cost Of Living Quick Facts

The cost of living in Ainsworth is 7% lower than the Iowa average
The cost of living in Ainsworth is 17% lower than the national average
Ainsworth housing is 47% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$95,523	$7,960	$2,229	$2,866
Renters	$77,215	$6,435	$1,802	$2,317

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Coppock, IA	22	96	3.9%
Frytown, IA	48	96	3.9%
West Chester, IA	89	78	22.2%
Conesville, IA	553	81	19.4%
Fredonia, IA	243	82	18.4%
Ainsworth, IA	711	83	16.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lincoln Park, GA	711	91	9.1%
Avon, IL	711	80	19.6%
Mott, ND	711	86	14.1%
North Creek, NY	711	106	5.6%
Morrison, OK	711	86	13.8%
Ainsworth, IA	711	83	16.7%