Cost of Living in North Ballston Spa, NY

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B
3%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index North Ballston Spa New York National
Cost of living103118100
Goods & Services109108100
Groceries101102100
Health care103111100
Housing97144100
Transportation105107100
Utilities97101100
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Homes For Sale In North Ballston Spa, NY

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10 Jennifer Ln

Ballston Spa, NY
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12 Greenfield Ave

Ballston Spa, NY
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5 Jennifer Ln

Ballston Spa, NY
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2 Jennifer Ln

Ballston Spa, NY

Cost Of Living Quick Facts

  • The cost of living in North Ballston Spa is 13% lower than the New York average
  • The cost of living in North Ballston Spa is 3% higher than the national average
  • North Ballston Spa housing is 3% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around North Ballston Spa

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Compare North Ballston Spa, NY Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$108,790$9,066$2,538$3,264
      Renters$32,211$2,684$752$966

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Goods & Services

      Item North Ballston Spa National avg. Difference
      Haircut $30.24$27.629.5%
      Beauty Salon $52.45$51.112.6%
      Toothpaste $4.04$4.091.3%
      Shampoo $1.60$1.543.8%
      Movie $14.20$12.8810.3%
      Yoga $19.84$19.660.9%

      Groceries

      Item North Ballston Spa National avg. Difference
      Ground Beef $7.53$7.702.3%
      Fried Chicken $1.56$1.666.2%
      Milk $4.97$4.735.0%
      Potatoes $5.49$5.264.4%
      Pizza $13.10$12.762.6%
      Beer $10.53$10.550.2%

      Health Care

      Item North Ballston Spa National avg. Difference
      Optometrist $106.83$140.0623.7%
      Doctor $137.53$153.8210.6%
      Dentist $135.42$123.1510.0%
      Ibuprofen $11.95$11.731.9%
      Lipitor $25.30$23.617.2%

      Housing

      Item North Ballston Spa National avg. Difference
      Home Price $317,528.00$326,622.002.8%
      Avg. Mortgage Payment $2,873.56$2,480.2515.9%
      Apartment Rent $0.00$1,444.00100.0%

      Transportation

      Item North Ballston Spa National avg. Difference
      Gasoline $3.11$3.061.8%
      Tire Balancing $72.74$65.2111.5%

      Utilities

      Item North Ballston Spa National avg. Difference
      All Electricity $204.74$220.127.0%
      Phone $201.74$195.713.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Scotia, NY7,898991.1%
      Mechanicville, NY5,189990.5%
      Victory, NY7351000.4%
      Valley Falls, NY4821000.1%
      Schaghticoke, NY7221000.4%
      North Ballston Spa, NY1,3121032.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Stanberry, MO1,3127921.2%
      Gardiner, NY1,31211818.1%
      Bradford Woods, PA1,31212120.6%
      Richmond, NB1,312n/a 
      Sainte-Lucie-des-Laurentides, QC1,312n/a 
      North Ballston Spa, NY1,3121032.7%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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