Cost Of Living in Ninilchik, AK

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C+

17%

Overall NAT. AVG.

23%

Groceries NAT. AVG.

16%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ninilchik	Alaska	National
Cost of living	117	122	100
Groceries	123	119	100
Health care	112	110	100
Housing	116	137	100
Transportation	114	113	100
Utilities	125	124	100
Lifestyle & Entertainment	122	117	100
Household Items	112	110	100
Education & Childcare	116	114	100

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Homes For Sale In Ninilchik, AK

17471 Todd Rd

Ninilchik, AK

11949 Sterling Hwy

Ninilchik, AK

L3 Sterling Hwy

Clam Gulch, AK

L2 Sterling Hwy

Clam Gulch, AK

Cost Of Living Quick Facts

The cost of living in Ninilchik is 4% lower than the Alaska average
The cost of living in Ninilchik is 17% higher than the national average
Ninilchik housing is 16% higher than the national average
Alaska general sales tax is 100% lower than the national average
Alaska state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$79,647	$6,637	$1,858	$2,390
Renters	$61,480	$5,123	$1,434	$1,845

Alaska Sales Tax

State	General Sales Tax	With Max Surtax
Alaska	0%	7%

Alaska Income Tax

State	Income Tax (Low)	Income Tax (High)
Alaska	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Clam Gulch, AK	258	106	6.0%
Happy Valley, AK	683	119	18.8%
Ninilchik, AK	916	117	17.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Morven, GA	916	79	21.2%
Mankato, KS	916	82	17.6%
Lake Waukomis, MO	916	113	12.6%
Browning, MT	916	86	13.6%
Blue Hill, NE	916	85	14.7%
Ninilchik, AK	916	117	17.3%