Niantic, Illinois Cost Of Living

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Overall 21%

Goods & Services 6%

Housing 54%

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Niantic	Illinois	National
Cost of living	79	97	100
Goods & Services	94	96	100
Groceries	95	97	100
Health care	83	98	100
Housing	46	95	100
Transportation	89	104	100
Utilities	98	96	100

Key findings

The cost of living in Niantic is 18% lower than the Illinois average
The cost of living in Niantic is 21% lower than the national average
Niantic housing is 54% lower than the national average
Illinois general sales tax is 23% higher than the national average
Illinois state income tax is 101% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$60,208	$5,017	$1,405	$1,806
Renters	$18,594	$1,550	$434	$558

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	Niantic	National avg.	Difference
Haircut	$14.67	$20.27	27.6%
Beauty Salon	$40.00	$40.39	1.0%
Toothpaste	$2.03	$2.36	13.8%
Shampoo	$1.04	$1.08	3.4%
Movie	$11.46	$10.99	4.3%
Bowling	$20.00	$15.49	29.1%

Groceries

Item	Niantic	National avg.	Difference
Ground Beef	$4.43	$4.30	3.1%
Fried Chicken	$1.42	$1.40	1.2%
Milk	$1.99	$2.20	9.7%
Potatoes	$3.09	$3.22	4.0%
Pizza	$9.80	$10.74	8.8%
Beer	$9.32	$9.60	2.9%

Health Care

Item	Niantic	National avg.	Difference
Optometrist	$79.00	$109.73	28.0%
Doctor	$87.50	$118.34	26.1%
Dentist	$79.42	$100.94	21.3%
Ibuprofen	$9.35	$9.93	5.9%
Lipitor	$463.66	$469.53	1.2%

Housing

Item	Niantic	National avg.	Difference
Home Price	$81,700.00	$184,700.00	55.8%
Avg. Mortgage Payment	$820.45	$1,229.62	33.3%
Apartment Rent	$481.00	$949.00	49.3%

Transportation

Item	Niantic	National avg.	Difference
Gasoline	$2.44	$2.71	10.1%
Tire Balancing	$45.55	$51.86	12.2%

Utilities

Item	Niantic	National avg.	Difference
All Electricity	$164.97	$170.84	3.4%
Phone	$185.19	$187.18	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cornland, IL	70	79	21.2%
Broadwell, IL	152	79	20.6%
Boody, IL	259	78	21.6%
Buffalo, IL	503	82	17.8%
Mount Auburn, IL	580	80	20.3%
Niantic, IL	530	79	20.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Paradise Park, CA	530	136	35.7%
Mark, IL	530	83	16.9%
Sorento, IL	530	76	24.2%
Cuyamungue, NM	530	98	1.7%
La Fargeville, NY	530	96	4.4%
Niantic, IL	530	79	20.9%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.