Cost of Living in Needles, CA

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11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Needles California National
Cost of living89141100
Groceries101111100
Health care100116100
Housing61197100
Transportation101118100
Utilities108119100
Lifestyle & Entertainment100120100
Household Items102111100
Education & Childcare98127100
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Homes For Sale In Needles, CA

property for sale

429 N K St

Needles, CA
property for sale

2249 Casa Linda St

Needles, CA
property for sale

2202 Casa del Sol St

Needles, CA
property for sale

408 Bazoobuth St

Needles, CA
See the Newest Homes For Sale In Needles, CA

Cost Of Living Quick Facts

  • The cost of living in Needles is 37% lower than the California average
  • The cost of living in Needles is 11% lower than the national average
  • Needles housing is 39% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Needles

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Compare Needles, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,691$6,058$1,696$2,181
      Renters$36,645$3,054$855$1,099
      A good indicator of the general affordability of housing in Needles, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Needles, the median monthly income is $72,691 for those who own their own homes. Under the standard rule, that income level would allow for $1,696 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $36,645, per the median income in the area. That would allow for renters to spend up to $855 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oatman, AZ441011.4%
      Mojave Ranch Estates, AZ81011.4%
      Topock, AZ01022.5%
      Arizona Village, AZ8508712.7%
      Golden Shores, AZ1,3338811.6%
      Needles, CA5,1008910.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ste. Anne, MB5,100n/a 
      Salem, MO5,0998019.6%
      Centreville, IL5,0987822.0%
      Richland Center, WI5,0988712.6%
      Bridgeville, PA5,102928.3%
      Needles, CA5,1008910.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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