Naval Academy 87 Exceptional
Naval Academy Livability #10 ranked city in Maryland#325 ranked city in the USARanks better than 98% of areas
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Pros and Cons of Living in Naval Academy

PROS
  • Amenities Amenities

    A wealth of amenities, such as restaurants, coffee shops, grocery stores, parks and fitness facilities, are all conveniently located within walking distance.

  • Commute Commute

    An elevated score in the commute category points to excellent public transit accessibility and shorter-than-average work commute times in this area.

  • Employment Employment

    Higher than average median household income, income per capita and lower unemployment rates are seen in this area. The result is a high score in the employment category.

  • Health & Safety Health & Safety

    Good air quality as well as nearby health facilities like hospitals, clinics, nursing homes, fire and police stations all contribute to a higher than average health and safety score.

  • Schools Schools

    The schools category earns a high score due to factors like exceptional test scores, strong education levels and the close proximity of elementary and high schools in this area.

CONS
  • Cost Of Living Cost Of Living

    Living in this region comes with a high cost of living, translating to elevated costs for homes, goods and services, groceries, utilities, health care and transportation.

What's it like Living in Naval Academy?

Naval Academy, Maryland is a small city with a population of 5,811 residents. With a population density of 10,657 people per square mile, Naval Academy is well above the nation's average density level. According to the most recent Census, 71% of Naval Academy residents are White, 12% Black and 4% Asian. If you are a young adult or student, you might be pleased to know that the average age of all Naval Academy residents is 21. Naval Academy is not known to have a high population (over 15 years old) of married people. At only 8% married, this city falls well below the national average. If you're not a fan of traffic congestion and long commute times to work, Naval Academy is the place to be. Commutes to work here are shorter, with an average one-way commute time taking only 8 minutes, significantly lower than the national average of 26 minutes.

Whether you’re moving to a new area to be closer to family, friends or for a new job, living in Naval Academy could be a positive experience compared to other cities in Maryland if you know where to search. Don't forget to determine what matters most to you in a neighborhood. Consider factors such as safety, proximity to work or school, access to amenities (like parks, fitness facilities, grocery stores, restaurants), public transportation options, community atmosphere and the overall vibe you're looking for. Using the livability score which includes data from categories like cost of living, employment, housing, you can easily compare the best places to live in Naval Academy and also determine if there are any nearby cities that might be a better match for your lifestyle. You can also compare Naval Academy to Maryland and the national average.

The livability score in Naval Academy is 86 out of 100 and the city is ranked in the 98th percentile of all cities across America. Based on this score, Naval Academy would be considered a very livable city! Naval Academy has also earned the rare honor of ranking in the top 10 percentile among all cities. Based on the grades for each individual category, Naval Academy has received high marks for amenities (A+), education (A-) and housing (B). Regrettably for Naval Academy, there are some categories for which it does not score well, this includes: cost of living (F).

Living in Naval Academy offers many benefits and offers an extensive array of local amenities. These amenities play a crucial role in enhancing the quality of life in this vibrant community. From readily accessible grocery stores to charming coffee shops, diverse dining options and generously spaced parks, Naval Academy provides a wide spectrum of resources for its residents. This ensures that your daily requirements are effortlessly met and creates abundant opportunities for leisure and recreation. The abundant local offerings contribute to the area's overall appeal, making it an attractive destination for those seeking convenience, variety and a fulfilling lifestyle. If you're considering a move, the wealth of local amenities continues could be a defining feature of this remarkable locale.

The Naval Academy unemployment rate of 0% has continued to decrease over the years and is now well below the national average. The result could lead to reduced poverty and inequality in the area, higher wages and increased economic growth. This is a positive sign in the overall health of the local economy.

For home buyers, real estate will be the largest purchase they will ever make and it will also be their most valuable asset. For renters, the monthly rent paid on their Naval Academy apartments will most likely be their largest expense. Based on tangible metrics like home and rental affordability and appreciation rates, housing in this area has received a score that is well above the average of every other US city. A thriving real estate market can also generate strong local economic activity and job creation.

Assuming that Naval Academy meets all of your requirements like low crime rates, good schools and great local amenities, the next most important item to examine is the affordability of real estate in Naval Academy. Everything else becomes a lot less important if it turns out that home prices in Naval Academy are simply unattainable. Median real estate prices in Naval Academy come in at $0, which is 100% lower than the Maryland average. The home price to income ratio compares the median home prices to the median household income. In Naval Academy, the home price to income ratio is 0, which is 100% lower than the Maryland average.

Best Places to Live in and Around Naval Academy

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      Naval Academy transportation information

      Statistic Naval Academy Maryland National
      Average one way commute8min32min26min
      Workers who drive to work30.5%73.7%76.4%
      Workers who carpool5.2%9.3%9.3%
      Workers who take public transit1.1%8.9%5.1%
      Workers who bicycle0.0%0.3%0.6%
      Workers who walk31.9%2.4%2.8%
      Working from home29.9%4.4%4.6%
      Source: The Naval Academy, MD data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.