Cost Of Living in Naplate, IL

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12%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

38%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Naplate	Illinois	National
Cost of living	88	98	100
Groceries	97	100	100
Health care	99	100	100
Housing	62	95	100
Transportation	103	101	100
Utilities	102	99	100
Lifestyle & Entertainment	96	100	100
Household Items	100	100	100
Education & Childcare	96	100	100

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Homes For Sale In Naplate, IL

201 24th Ave

Ottawa, IL

310 24th Ave

Ottawa, IL

24th Ave

Ottawa, IL

Cost Of Living Quick Facts

The cost of living in Naplate is 11% lower than the Illinois average
The cost of living in Naplate is 12% lower than the national average
Naplate housing is 38% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$77,977	$6,498	$1,819	$2,340
Renters	$41,345	$3,445	$965	$1,240

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Leonore, IL	140	81	18.9%
Streator, IL	12,592	84	16.1%
Kangley, IL	249	85	15.2%
Ransom, IL	362	87	13.5%
Oglesby, IL	3,764	86	14.0%
Naplate, IL	458	88	12.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Norman, AR	458	80	20.0%
Hamilton Branch, CA	458	130	29.8%
Bussey, IA	458	77	22.9%
Riverdale, IA	458	107	7.3%
Turkey Creek, LA	458	82	18.3%
Naplate, IL	458	88	12.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Naplate, IL

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Illinois Sales Tax

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Nearby cities with low cost of living

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