Cost Of Living in Mountain Lake Park, MD

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13%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

27%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mountain Lake Park	Maryland	National
Cost of living	87	121	100
Groceries	97	105	100
Health care	93	109	100
Housing	73	151	100
Transportation	96	109	100
Utilities	91	108	100
Lifestyle & Entertainment	93	109	100
Household Items	94	105	100
Education & Childcare	89	112	100

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Homes For Sale In Mountain Lake Park, MD

215 H St

Oakland, MD

815 L St

Oakland, MD

Dennett Rd

Oakland, MD

505 Southern Pines Dr

Oakland, MD

Cost Of Living Quick Facts

The cost of living in Mountain Lake Park is 28% lower than the Maryland average
The cost of living in Mountain Lake Park is 13% lower than the national average
Mountain Lake Park housing is 27% lower than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$100,147	$8,346	$2,337	$3,005
Renters	$32,535	$2,711	$759	$976

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Swanton, MD	0	94	6.2%
Crellin, MD	60	94	6.2%
Aurora, WV	204	94	6.2%
Hutton, MD	67	94	6.2%
Gorman, MD	200	94	6.2%
Mountain Lake Park, MD	2,028	87	12.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
North Fork, AZ	2,028	83	16.8%
New Berlinville, PA	2,028	99	1.4%
Kippens, NL	2,028	n/a
Oyster Bay Cove, NY	2,029	255	155.5%
Burns Flat, OK	2,029	83	16.6%
Mountain Lake Park, MD	2,028	87	12.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Mountain Lake Park, MD

Homes For Sale In Mountain Lake Park, MD

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Mountain Lake Park

Compare Mountain Lake Park, MD Cost of Living

The best places in Maryland

Salary Calculator

Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population