Mount Sterling 64 Good
Mount Sterling Livability #297 ranked city in Kentucky#14,214 ranked city in the USARanks better than 51% of areas
Is This the Right Place for You? Local Insights Report
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Pros and Cons of Living in Mount Sterling

PROS
  • Cost Of Living Cost Of Living

    Residents in this area benefit from an affordable cost of living. This includes goods and services, transportation, housing, utilities, groceries and healthcare.

  • Crime Crime

    This area is characterized by a crime rate, per 100,000 individuals, that falls well below the national average, indicating its potential as a very safe place to live.

  • Housing Housing

    The housing category in this area boasts higher than average scores, likely influenced by a positive home affordability ratio, robust appreciation rates or elevated home values.

CONS
  • Amenities Amenities

    It appears that many amenities may not be conveniently situated within walking distance, potentially necessitating the use of a vehicle or public transit.

  • Commute Commute

    Commuters in this area may experience longer-than-average work commute times due to limited public transportation access.

  • Employment Employment

    The combination of low income levels and high unemployment rates contributes to a low score in the employment category, which could make it challenging to secure well-paying jobs.

  • Health & Safety Health & Safety

    Factors like poor air quality and the absence of essential health-related facilities like hospitals, clinics, nursing homes and pharmacies could have played a role in the low score in this category.

What's it like Living in Mount Sterling?

Located in the state of Kentucky, Mount Sterling is a small city with a population of 7,404 people. At 93%, the majority of the Mount Sterling population is White; this is followed by 6% Black and 0% Asian. If you are not a fan of long commutes, you will enjoy living in Mount Sterling. With an average one way commute time of only 18 minutes, getting to and from work is a breeze compared to the national average of 26 minutes.

Without the right tools, moving to any new area can be very stressful and challenging. Living in Mount Sterling, Kentucky could be a great experience for anyone who puts in the time to do the research required. When searching for a new neighborhood, several key items should be considered. Safety is paramount, ensuring a secure environment for you and your family. Proximity to workplaces or schools reduces commuting time and enhances convenience. Access to amenities like parks, grocery stores and healthcare facilities contributes to a comfortable lifestyle. Reliable public transportation options promote easy mobility. A strong sense of community fosters social connections and a welcoming atmosphere. Finding the best places to live in Mount Sterling and nearby areas is a much easier task when you can rely on information and data from the livability score, which includes crime, commute, health & safety, employment, housing and other important metrics.

Mount Sterling has a livability score of 63/100 and is ranked #303 in Kentucky and #14,614 in the USA. If we explore each of the categories on their own, we see that Mount Sterling ranks well for crime (B), cost of living (A+) and housing (A+). Regrettably for Mount Sterling, there are some categories for which it does not score well, this includes: amenities (F) and employment (F).

For home buyers, real estate will be the largest purchase they will ever make and it will also be their most valuable asset. For renters, the monthly rent paid on their Mount Sterling apartments will most likely be their largest expense. Based on tangible metrics like home and rental affordability and appreciation rates, housing in this area has received a score that is well above the average of every other US city. A thriving real estate market can also generate strong local economic activity and job creation.

Mount Sterling real estate prices and overall affordability will play a huge role in determining if the area is the right fit for you. Of course there are probably some other items on your “wish list”, but even before they are considered, let’s take a look at the home prices and affordability in Mount Sterling. The median home price for Mount Sterling homes is $257,300, which is 14.3% higher than the Kentucky average. If we take a closer look at the affordability of homes in Mount Sterling, we’ll see that the home price to income ratio is 4.2, which is 23.5% higher than the Kentucky average.

Best Places to Live in and Around Mount Sterling

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Compare Mount Sterling, KY Livability

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      Mount Sterling transportation information

      Statistic Mount Sterling Kentucky National
      Average one way commute18min23min26min
      Workers who drive to work87.8%82.2%76.4%
      Workers who carpool7.1%9.7%9.3%
      Workers who take public transit0.0%1.1%5.1%
      Workers who bicycle0.0%0.2%0.6%
      Workers who walk0.0%2.4%2.8%
      Working from home3.3%3.3%4.6%
      Source: The Mount Sterling, KY data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.