Cost Of Living in Maloy, IA

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A+

4%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Maloy	Iowa	National
Cost of living	96	89	100
Groceries	95	97	100
Health care	97	96	100
Housing	n/a	74	100
Transportation	95	97	100
Utilities	97	95	100
Lifestyle & Entertainment	99	95	100
Household Items	97	97	100
Education & Childcare	93	94	100

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Cost Of Living Quick Facts

The cost of living in Maloy is 7% higher than the Iowa average
The cost of living in Maloy is 4% lower than the national average
Maloy housing is 20% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$115,000	$9,583	$2,683	$3,450
Renters	$0	$0	$0	$0

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Redding, IA	48	96	4.1%
Athelstan, IA	4	96	4.1%
Irena, MO	10	96	4.1%
Conway, IA	42	71	29.2%
Delphos, IA	45	72	28.2%
Maloy, IA	24	96	4.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ferry, AK	24	114	14.1%
Benton, AL	24	86	14.2%
Hagarville, AR	24	96	4.3%
Coulterville, CA	24	119	18.6%
Laird, CO	24	108	7.7%
Maloy, IA	24	96	4.1%