Cost of Living in Montpelier, VT

Get 300+ Local Insights for Any Address in Montpelier, VT

Get Access to 300+ Local Data Points
C+
13%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Montpelier Vermont National
Cost of living113108100
Groceries107107100
Health care105105100
Housing130114100
Transportation106106100
Utilities106106100
Lifestyle & Entertainment105105100
Household Items103103100
Education & Childcare103103100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Montpelier, VT

property for sale

164 Molly Supple Hill Rd

Montpelier, VT
property for sale

22 Independence Grn #22

Montpelier, VT
property for sale

93 Berlin St

Montpelier, VT
property for sale

33 Valley View Rd

Montpelier, VT
See the Newest Homes For Sale In Montpelier, VT

Cost Of Living Quick Facts

  • The cost of living in Montpelier is 4% higher than the Vermont average
  • The cost of living in Montpelier is 13% higher than the national average
  • Montpelier housing is 30% higher than the national average
  • Vermont general sales tax is 18% higher than the national average
  • Vermont state income tax is 29% higher than the national average

Most Affordable Places to Live in and Around Montpelier

See all the best places to live around Montpelier

Compare Montpelier, VT Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Montpelier?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Montpelier?
      Write a review to give others more information about this area.
      See all Montpelier poll results

      The best places in Vermont

      Here are the best places to live in VermontCheck out the 10 safest cities in VermontSafest States In The USCheck out the 10 most dangerous cities in Vermont
      Best Places in Vermont

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$133,670$11,139$3,119$4,011
      Renters$70,298$5,858$1,640$2,109
      To approximate the cost of living and the housing affordability in Montpelier, VT, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Montpelier have a median income of $133,670. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,119 per month to avoid calamity and poverty. The renters in the city have an income of about $70,298, which would make their monthly maximum allowable rental costs $1,640.

      Vermont Sales Tax

      State General Sales Tax With Max Surtax
      Vermont 6% 7%

      Vermont Income Tax

      State Income Tax (Low) Income Tax (High)
      Vermont 3.35% 8.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      East Montpelier, VT841055.3%
      Websterville, VT390946.4%
      Cabot, VT235945.7%
      Graniteville, VT929964.5%
      Marshfield, VT379973.4%
      Montpelier, VT7,61411312.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Tyrone, GA7,61411616.3%
      Comox Valley B (Lazo North), BC7,614n/a 
      Chesterland, OH7,616972.7%
      Wildwood, FL7,6101077.1%
      Kent, BC7,619n/a 
      Montpelier, VT7,61411312.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026