Cost Of Living in Montpelier, VT

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C-

14%

Overall NAT. AVG.

6%

Goods & Services NAT. AVG.

30%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Montpelier	Vermont	National
Cost of living	114	109	100
Goods & Services	106	106	100
Groceries	106	106	100
Health care	112	112	100
Housing	130	114	100
Transportation	103	103	100
Utilities	113	113	100

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72 Crosstown Rd

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8 Freedom Dr

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160 Main St #2

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Cost Of Living Quick Facts

The cost of living in Montpelier is 4% higher than the Vermont average
The cost of living in Montpelier is 14% higher than the national average
Montpelier housing is 30% higher than the national average
Vermont general sales tax is 18% higher than the national average
Vermont state income tax is 29% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$133,670	$11,139	$3,119	$4,011
Renters	$70,298	$5,858	$1,640	$2,109

To approximate the cost of living and the housing affordability in Montpelier, VT, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Montpelier have a median income of $133,670. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,119 per month to avoid calamity and poverty. The renters in the city have an income of about $70,298, which would make their monthly maximum allowable rental costs $1,640.

Vermont Sales Tax

State	General Sales Tax	With Max Surtax
Vermont	6%	7%

Vermont Income Tax

State	Income Tax (Low)	Income Tax (High)
Vermont	3.35%	8.75%

Goods & Services

Item	Montpelier	National avg.	Difference
Haircut	$29.07	$27.62	5.3%
Beauty Salon	$50.84	$51.11	0.5%
Toothpaste	$4.13	$4.09	0.9%
Shampoo	$1.44	$1.54	6.6%
Movie	$13.35	$12.88	3.7%
Yoga	$18.17	$19.66	7.6%

Groceries

Item	Montpelier	National avg.	Difference
Ground Beef	$7.50	$7.70	2.7%
Fried Chicken	$1.57	$1.66	5.6%
Milk	$4.81	$4.73	1.6%
Potatoes	$5.22	$5.26	0.7%
Pizza	$12.46	$12.76	2.4%
Beer	$10.20	$10.55	3.3%

Health Care

Item	Montpelier	National avg.	Difference
Optometrist	$173.28	$140.06	23.7%
Doctor	$194.16	$153.82	26.2%
Dentist	$140.22	$123.15	13.9%
Ibuprofen	$12.29	$11.73	4.8%
Lipitor	$20.16	$23.61	14.6%

Housing

Item	Montpelier	National avg.	Difference
Home Price	$454,495.00	$326,622.00	39.2%
Avg. Mortgage Payment	$3,106.59	$2,480.25	25.3%
Apartment Rent	$1,574.00	$1,444.00	9.0%

Transportation

Item	Montpelier	National avg.	Difference
Gasoline	$3.20	$3.06	4.8%
Tire Balancing	$64.33	$65.21	1.3%

Utilities

Item	Montpelier	National avg.	Difference
All Electricity	$272.86	$220.12	24.0%
Phone	$186.91	$195.71	4.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
East Montpelier, VT	84	107	6.9%
Websterville, VT	390	95	5.3%
Cabot, VT	235	95	4.5%
Graniteville, VT	929	97	3.4%
Marshfield, VT	379	98	2.3%
Montpelier, VT	7,614	114	13.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tyrone, GA	7,614	114	13.9%
Comox Valley B (Lazo North), BC	7,614	n/a
Chesterland, OH	7,616	98	1.5%
Wildwood, FL	7,610	101	1.1%
Kent, BC	7,619	n/a
Montpelier, VT	7,614	114	13.9%

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

Cost of Living in Montpelier, VT

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Median Income & Debt-To-Income Ratio

Vermont Sales Tax

Vermont Income Tax

Goods & Services

Groceries

Health Care

Housing

Transportation

Utilities

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