Cost Of Living in Montpelier, ND

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A+

22%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

72%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Montpelier	North Dakota	National
Cost of living	78	95	100
Groceries	101	99	100
Health care	100	99	100
Housing	28	86	100
Transportation	95	98	100
Utilities	104	104	100
Lifestyle & Entertainment	101	97	100
Household Items	97	99	100
Education & Childcare	100	98	100

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Homes For Sale In Montpelier, ND

5564 County Road 63

Adrian, ND

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Cost Of Living Quick Facts

The cost of living in Montpelier is 18% lower than the North Dakota average
The cost of living in Montpelier is 22% lower than the national average
Montpelier housing is 72% lower than the national average
North Dakota general sales tax is 2% lower than the national average
North Dakota state income tax is 58% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$93,076	$7,756	$2,172	$2,793
Renters	$37,341	$3,112	$871	$1,120

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ypsilanti, ND	30	100	0.3%
Dickey, ND	32	100	0.3%
Jud, ND	72	79	21.2%
Marion, ND	188	83	16.7%
Jamestown, ND	15,817	93	6.5%
Montpelier, ND	88	78	21.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lake City, CA	88	112	11.6%
Sierra City, CA	88	125	24.6%
Watkins, IA	88	74	25.6%
Basco, IL	88	75	25.0%
Sciota, IL	88	85	15.3%
Montpelier, ND	88	78	21.7%