Cost Of Living in Montpelier, ID

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A+

10%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

37%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Montpelier	Idaho	National
Cost of living	90	98	100
Groceries	100	102	100
Health care	99	101	100
Housing	63	90	100
Transportation	101	103	100
Utilities	99	101	100
Lifestyle & Entertainment	104	105	100
Household Items	103	101	100
Education & Childcare	107	101	100

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Homes For Sale In Montpelier, ID

2609

Montpelier, ID

722 Lincoln St

Montpelier, ID

4005 Mill Canyon Rd

, ID

1664 Mill Canyon Rd

, ID

See the Newest Homes For Sale In Montpelier, ID

Cost Of Living Quick Facts

The cost of living in Montpelier is 9% lower than the Idaho average
The cost of living in Montpelier is 10% lower than the national average
Montpelier housing is 37% lower than the national average
Idaho general sales tax is 18% higher than the national average
Idaho state income tax is 123% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$97,517	$8,126	$2,275	$2,926
Renters	$24,841	$2,070	$580	$745

Idaho Sales Tax

State	General Sales Tax	With Max Surtax
Idaho	6%	8.5%

Idaho Income Tax

State	Income Tax (Low)	Income Tax (High)
Idaho	5.8%	5.8%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bennington, ID	97	88	11.9%
Georgetown, ID	609	94	5.9%
Paris, ID	690	96	4.2%
St. Charles, ID	164	100	0.3%
Bloomington, ID	211	118	17.7%
Montpelier, ID	2,597	90	10.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bourg, LA	2,597	95	5.4%
Piermont, NY	2,597	163	63.4%
Wrightsville Beach, NC	2,596	183	82.8%
San Ysidro, NM	2,596	109	9.2%
Pelican Rapids, MN	2,598	88	12.3%
Montpelier, ID	2,597	90	10.3%