| Index | Monticello | Mississippi | National | 
| Cost of living | 83 | 83 | 100 | 
| Goods & Services | 97 | 92 | 100 | 
| Groceries | 97 | 97 | 100 | 
| Health care | 106 | 98 | 100 | 
| Housing | 54 | 63 | 100 | 
| Transportation | 93 | 88 | 100 | 
| Utilities | 89 | 86 | 100 | 

 
				
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				| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | 
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) | 
| Owners | $36,797 | $3,066 | $859 | $1,104 | 
| Renters | $16,588 | $1,382 | $387 | $498 | 
| State | General Sales Tax | With Max Surtax | 
| Mississippi | 7% | 7.25% | 
| State | Income Tax (Low) | Income Tax (High) | 
| Mississippi | 5% | 5% | 
| Item | Monticello | National avg. | Difference | 
| Haircut | $24.75 | $24.26 | 2.0% | 
| Beauty Salon | $45.72 | $45.56 | 0.4% | 
| Toothpaste | $3.59 | $3.70 | 3.0% | 
| Shampoo | $1.17 | $1.28 | 8.4% | 
| Movie | $10.62 | $12.13 | 12.4% | 
| Bowling | $17.33 | $18.00 | 3.7% | 
| Item | Monticello | National avg. | Difference | 
| Ground Beef | $5.76 | $5.84 | 1.4% | 
| Fried Chicken | $1.74 | $1.57 | 10.7% | 
| Milk | $4.55 | $4.67 | 2.5% | 
| Potatoes | $5.16 | $4.93 | 4.6% | 
| Pizza | $11.24 | $12.09 | 7.0% | 
| Beer | $9.16 | $10.41 | 12.0% | 
| Item | Monticello | National avg. | Difference | 
| Optometrist | $122.28 | $125.68 | 2.7% | 
| Doctor | $128.94 | $135.78 | 5.0% | 
| Dentist | $138.76 | $113.29 | 22.5% | 
| Ibuprofen | $10.07 | $10.65 | 5.4% | 
| Lipitor | $491.22 | $468.60 | 4.8% | 
| Item | Monticello | National avg. | Difference | 
| Home Price | $106,200.00 | $184,700.00 | 42.5% | 
| Avg. Mortgage Payment | $1,663.88 | $2,346.69 | 29.1% | 
| Apartment Rent | $436.00 | $949.00 | 54.1% | 
| Item | Monticello | National avg. | Difference | 
| Gasoline | $3.08 | $3.46 | 11.0% | 
| Tire Balancing | $60.67 | $59.92 | 1.2% | 
| Item | Monticello | National avg. | Difference | 
| All Electricity | $162.85 | $193.99 | 16.1% | 
| Phone | $187.62 | $192.25 | 2.4% | 
| City | Population | Cost of Living Index | National Avg. | 
| Silver Creek, MS | 176 | 79 | 21.3% | 
| Prentiss, MS | 1,204 | 82 | 17.9% | 
| New Hebron, MS | 654 | 83 | 16.7% | 
| Monticello, MS | 1,380 | 83 | 16.9% | 
| City | Population | Cost of Living Index | National Avg. | 
| Robie Creek, ID | 1,380 | 117 | 16.9% | 
| Greenville, IN | 1,380 | 104 | 3.6% | 
| Shepherd, MI | 1,380 | 86 | 13.8% | 
| Ellington, MO | 1,380 | 76 | 24.5% | 
| Castle Dale, UT | 1,380 | 91 | 9.0% | 
| Monticello, MS | 1,380 | 83 | 16.9% |