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A+ Monterey Amenities Lots of amenities close to this location
F Monterey Cost of Living Cost of living is 27% higher than California
17676% more expensive than the US average
13838% more expensive than the US average
United States
100National cost of living index
Monterey cost of living
F Monterey Crime Total crime is 58% higher than California
Total crime
4,65669% higher than the US average
Chance of being a victim
1 in 2269% higher than the US average
Year-over-year crime
17%Year over year crime is up
Monterey crime
B Monterey Employment Household income is 7% higher than California
Median household income
$68,51124% higher than the US average
Income per capita
$39,46232% higher than the US average
Unemployment rate
2%53% lower than the US average
Monterey employment
B- Monterey Housing Home value is 62% higher than California
Median home value
$664,300260% higher than the US average
Median rent price
$1,53161% higher than the US average
Home ownership
35%45% lower than the US average
Monterey real estate or Monterey rentals
D Monterey Schools HS graduation rate is 16% higher than California
High school grad. rates
93%11% higher than the US average
School test scores
42%15% lower than the US average
Student teacher ratio
21:132% higher than the US average
Monterey K-12 schools or Monterey colleges

Living in Monterey, CA

Monterey is a moderately-sized city located in the state of California. The city has a population of 28,472 residents. With a population density of 3,282 people per square mile, Monterey is well above the nation's average density level. If we look at the most recent Census, Monterey is known to have a predominantly White population. The next two most common races are Asian and Black. If you are looking for a family friendly city, Monterey might be a good fit as 78% of the population over 15 years old are married, and 63% have kids who are 18 years old or younger.

If you’re considering moving to any new city, it could be a very intimidating task. However, it could also be a good experience if you are willing to get to know the area before actually living in Monterey, California. With useful information like amenities, crime, employment, housing and other key data points, finding the best places to live in Monterey and in the areas around Monterey is a much easier task.

Monterey, CA receives 69 out of 100 for its livability score; this results in a ranking of #423 in California and #11,951 in the USA. There are seven total categories that create the livability score. Monterey ranks well for amenities (A+), weather (B), employment (B) and housing (B-). On a more negative note, Monterey does not have favorable grades for the following: crime (D), cost of living (F) and education (D). If we take a look at the data, we can find out why.

Based on the proximity of local amenities like grocery stores, restaurants, coffee shops, parks, librairies, etc., Monterey has received a higher than average score for its local amenities. If you’re planning on relocating and making this area your permanent home, it’s nice to know that there is an ample amount of amenities and things to do within walking distance or a short drive. Some of the notable things to do include: Monterey Bay Aquarium, 17-Mile Drive, and Cannery Row.

Finding affordable real estate and apartments for rent in Monterey can be tricky. Having said that, this area might be the place to get the best of both worlds. Based on factors like home/rental affordability and appreciation rates, this area has received an above average score in the housing category.

Monterey real estate prices and overall affordability will play a huge role in determining if the area is the right fit for you. Of course there are probably some other items on your “wish list”, but even before they are considered, let’s take a look at the home prices and affordability in Monterey. The median home price for Monterey homes is $664,300, which is 62.3% higher than the California average. If we take a closer look at the affordability of homes in Monterey, we’ll see that the home price to income ratio is 9.7, which is 51.6% higher than the California average. Real estate appreciation rates in Monterey are important to consider, as they can act as a guide to determine if your new home purchase will be a solid investment going forward. During the last twelve months, the appreciation rate for Monterey homes comes in at 6.3%, and the 5 year appreciation rates were 8.1%.

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Monthly costs include: fuel, maintenance, tires, insurance, license fees, taxes, depreciation, and financing.
See more Monterey, CA transportation information

Compare Monterey, CA Livability To Other Cities

Best Cities Near Monterey, CA

PlaceLivability scoreScoreMilesPopulationPop.
Pacific Grove, CA802.815,546
Carmel-by-the-Sea, CA7943,852
Scotts Valley, CA7732.211,824
Del Monte Forest, CA773.84,819
PlaceLivability scoreScoreMilesPopulationPop.
Rio del Mar, CA7524.69,731
Felton, CA7532.23,582
Seacliff, CA74263,364
Pleasure Point, CA7425.26,155

How Do You Rate The Livability In Monterey?

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Monterey Reviews

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Best Weather in the USA, but Worst Policitics

I've lived all around the U.S. (SE, NE, NW, SW) and also various locations in Europe, and can say definitively that this little piece of real estate on the CA central coast is the best weather anywhere! We have maybe 4-5 days each Summer of uncomfortably warm weather (defined by us as above ~85), and few days of truly cold weather. Our Springs and Summers are very comfortable temps and humidity (LOW), with only some occasional fog to spoil the otherwise regular sunny skies. Our Falls are simply perfect, and our Winters are only slightly less perfect that the Fall. Winter brings mostly clear skies (clearer than Summer), and temps that only require you to wear a mid-weight coat. Not sure WHY this area gets such a low score for crime... I've lived here for almost 20 years and barely notice any "sense" of it; only what you see on the news. Bad things happen here, as elsewhere, but it is not like you are looking over your shoulder all the time or fearing for you life. 99% of the people I deal with are rather pleasant... only a few possible road-rage scenes that are easy to deflate by simply yielding to the other (stressed-out) person. Now for the down-side. House prices are very high... as you would expect for the weather/views/climate/etc. Also, traffic is getting worse. To find a house in your budget range, you likely have to purchase farther away; e.g., in Salinas (much higher crime problems) or Prunedale (longer commute). Of course, that then makes traffic a bigger issue. Also, the city and state seem hell-bent on adopting progressive/socialist/communist policies that--in the end--only serve to reward the ultra-rich and ultra-poor: i.e., they destroy the backbone of any healthy nations... it's middle class. I originally wrote several more sentences elaborating on this... but decided to leave it at that. Many of you reading this may embrace the form of government that offers (but never delivers) to "take care of you", but as a student of history, I KNOW that never ends well. In the final analysis; however, if you can afford to live here and either embrace the far-left worldview, or can at least tolerate it; then this is a GREAT place to live. LOTS to do, and LOTS of beautiful days with which to DO it!
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No Longer Paradise

The Good: Beautiful weather. Nice parks. Good Food.
The Bad: Rent Prices/Real Estate Prices
The Ugly: Homeless. High Crime Rate. Cost of Living.

I have lived in Monterey five years and the issues above are getting worse.

Purposefully I elected NOT to live in Seaside or Marina, since Monterey is suppose to be a 'better place to live.'

We are turning into anther Santa Cruz. Cost of living too high to enjoy life.

The Board of Supervisors, who are in control of the County Budget, are not taking into consideration those who work at the front lines. Example: 911 Dispatch Workers in Monterey County have had well over 80% turn over. How can they attract and retain Employees.
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A Beautiful City by the Sea: Love it!

During the five years that I lived in Monterey, I have to say it was absolutely amazing. It is a quiet, and peaceful city to live in, and you won't find better weather anywhere than while living in Monterey. The cost of living can be quite high, but in my opinion is worth it if you can afford it!

Looking for work? There are plenty of opportunities in Monterey. A quick search in your favorite online job search website will show a huge amount of available jobs in Monterey.

Your family will also love come to visit you if you live in Monterey. One of the best areas in Monterey, is the Monterey Bay Aquarium! A must see/visit for anyone who has never been, and you will most likely find yourself going back for a second, or even a third time. So whether you're coming to live in Monterey for work, or just to get away from big city life, one thing is certain, you will love it here!
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Reason for reporting
Source: The Monterey, CA data and statistics displayed above are derived from the 2016 United States Census Bureau American Community Survey (ACS).
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