Cost of Living in Milton, KY

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A+
9%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Milton Kentucky National
Cost of living9188100
Groceries9898100
Health care9597100
Housing7670100
Transportation9996100
Utilities9995100
Lifestyle & Entertainment9295100
Household Items9597100
Education & Childcare10194100
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Homes For Sale In Milton, KY

property for sale

827 Rogers Rd

Milton, KY
property for sale

449 Riverview Dr

Milton, KY
property for sale

4503 Corn Creek Rd

Bedford, KY
property for sale

1 Mccord Ln

Milton, KY
See the Newest Homes For Sale In Milton, KY

Cost Of Living Quick Facts

  • The cost of living in Milton is 3% higher than the Kentucky average
  • The cost of living in Milton is 9% lower than the national average
  • Milton housing is 24% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Milton

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Compare Milton, KY Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$64,785$5,399$1,512$1,944
      Renters$68,912$5,743$1,608$2,068

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kent, IN0963.5%
      Deputy, IN35973.2%
      Canaan, IN72954.8%
      Bedford, KY4098119.0%
      Prestonville, KY1928119.3%
      Milton, KY629919.3%

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      Stacey Street, FL6291066.5%
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      Leeton, MO6298217.6%
      Red Oak, OK6297821.8%
      North Powder, OR629946.2%
      Milton, KY629919.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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