Cost Of Living in Midland, SD

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A+

23%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

74%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Midland	South Dakota	National
Cost of living	77	92	100
Groceries	100	99	100
Health care	98	97	100
Housing	26	77	100
Transportation	98	96	100
Utilities	102	103	100
Lifestyle & Entertainment	96	94	100
Household Items	97	96	100
Education & Childcare	98	98	100

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Homes For Sale In Midland, SD

207 Ash St

Midland, SD

Cost Of Living Quick Facts

The cost of living in Midland is 16% lower than the South Dakota average
The cost of living in Midland is 23% lower than the national average
Midland housing is 74% lower than the national average
South Dakota general sales tax is 12% lower than the national average
South Dakota state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$61,936	$5,161	$1,445	$1,858
Renters	$0	$0	$0	$0

South Dakota Sales Tax

State	General Sales Tax	With Max Surtax
South Dakota	4.5%	6%

South Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
South Dakota	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Okaton, SD	49	99	1.3%
Midland, SD	120	77	23.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Oakhaven, AR	120	82	17.7%
Fernan Lake Village, ID	120	145	45.2%
Gem, KS	120	82	18.0%
Republic, KS	120	70	29.7%
Cearfoss, MD	120	107	6.9%
Midland, SD	120	77	23.1%