Cost Of Living in Middletown, MI

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20%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

55%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Middletown	Michigan	National
Cost of living	80	91	100
Groceries	99	98	100
Health care	93	97	100
Housing	45	76	100
Transportation	92	96	100
Utilities	97	100	100
Lifestyle & Entertainment	97	96	100
Household Items	94	98	100
Education & Childcare	90	95	100

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Cost Of Living Quick Facts

The cost of living in Middletown is 12% lower than the Michigan average
The cost of living in Middletown is 20% lower than the national average
Middletown housing is 55% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$63,386	$5,282	$1,479	$1,902
Renters	$24,254	$2,021	$566	$728

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Oakley, MI	293	80	19.9%
Ovid, MI	1,606	83	16.9%
Vernon, MI	514	82	17.8%
Chesaning, MI	2,443	83	16.8%
Elsie, MI	1,105	85	15.2%
Middletown, MI	867	80	20.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Savoonga, AK	867	104	3.8%
Diablo, CA	867	419	319.1%
Danielsville, GA	867	95	5.4%
Potlatch, ID	867	103	3.3%
Moores Hill, IN	867	83	16.9%
Middletown, MI	867	80	20.0%