| Index | Middlebury | Indiana | National |
| Cost of living | 101 | 90 | 100 |
| Goods & Services | 99 | 95 | 100 |
| Groceries | 99 | 99 | 100 |
| Health care | 99 | 99 | 100 |
| Housing | 106 | 72 | 100 |
| Transportation | 103 | 101 | 100 |
| Utilities | 99 | 95 | 100 |


Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $144,308 | $12,026 | $3,367 | $4,330 |
| Renters | $54,162 | $4,514 | $1,264 | $1,625 |
| State | General Sales Tax | With Max Surtax |
| Indiana | 7% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| Indiana | 3.15% | 3.15% |
| Item | Middlebury | National avg. | Difference |
| Haircut | $20.00 | $27.62 | 27.6% |
| Beauty Salon | $35.78 | $51.11 | 30.0% |
| Toothpaste | $4.13 | $4.09 | 0.9% |
| Shampoo | $1.46 | $1.54 | 5.3% |
| Movie | $10.58 | $12.88 | 17.9% |
| Yoga | $15.08 | $19.66 | 23.3% |
| Item | Middlebury | National avg. | Difference |
| Ground Beef | $8.10 | $7.70 | 5.1% |
| Fried Chicken | $1.67 | $1.66 | 0.5% |
| Milk | $5.22 | $4.73 | 10.3% |
| Potatoes | $5.10 | $5.26 | 3.0% |
| Pizza | $15.34 | $12.76 | 20.2% |
| Beer | $10.33 | $10.55 | 2.1% |
| Item | Middlebury | National avg. | Difference |
| Optometrist | $142.80 | $140.06 | 2.0% |
| Doctor | $172.70 | $153.82 | 12.3% |
| Dentist | $117.01 | $123.15 | 5.0% |
| Ibuprofen | $11.69 | $11.73 | 0.4% |
| Lipitor | $19.87 | $23.61 | 15.8% |
| Item | Middlebury | National avg. | Difference |
| Home Price | $359,844.00 | $326,622.00 | 10.2% |
| Avg. Mortgage Payment | $1,885.81 | $2,480.25 | 24.0% |
| Apartment Rent | $1,367.00 | $1,444.00 | 5.3% |
| Item | Middlebury | National avg. | Difference |
| Gasoline | $3.14 | $3.06 | 2.9% |
| Tire Balancing | $66.46 | $65.21 | 1.9% |
| Item | Middlebury | National avg. | Difference |
| All Electricity | $217.61 | $220.12 | 1.1% |
| Phone | $193.47 | $195.71 | 1.1% |
| City | Population | Cost of Living Index | National Avg. |
| Ligonier, IN | 4,633 | 85 | 14.9% |
| Constantine, MI | 2,272 | 85 | 14.8% |
| White Pigeon, MI | 1,555 | 88 | 12.5% |
| Elkhart, IN | 53,808 | 88 | 12.0% |
| Topeka, IN | 968 | 89 | 11.3% |
| Middlebury, IN | 3,663 | 101 | 1.3% |
| City | Population | Cost of Living Index | National Avg. |
| Dixmoor, IL | 3,663 | 91 | 8.7% |
| Fraser-Fort George C, BC | 3,664 | n/a | |
| Piggott, AR | 3,665 | 82 | 18.4% |
| Lely, FL | 3,665 | 118 | 17.7% |
| Mission Hills, KS | 3,665 | 230 | 130.1% |
| Middlebury, IN | 3,663 | 101 | 1.3% |