A+
5%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Middleburg Heights Ohio National
Cost of living9589100
Groceries9597100
Health care9996100
Housing9074100
Transportation9596100
Utilities9896100
Lifestyle & Entertainment9495100
Household Items9997100
Education & Childcare9893100
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An Overview of Cost of Living in Middleburg Heights, OH

The cost of living in Middleburg Heights affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Middleburg Heights is 95, which is 5% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Middleburg Heights aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Middleburg Heights residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Middleburg Heights Affordable?

Is Middleburg Heights affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Middleburg Heights, the median home price is 11.1% lower than the national average and monthly rent prices are 6.9% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Middleburg Heights boasting a median household income of $102,606, 26.2% higher than the national average.

What Factors can Influence the Cost of Living in Middleburg Heights?

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Middleburg Heights, the transportation index stands at 5.3% lower than the national average.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Middleburg Heights, the groceries index is 4.8% lower than the national average.

Where is the Data From?

The Middleburg Heights cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Middleburg Heights is 6% higher than the Ohio average
  • The cost of living in Middleburg Heights is 5% lower than the national average
  • Middleburg Heights housing is 10% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Middleburg Heights

See all the best places to live around Middleburg Heights

Compare Middleburg Heights, OH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,495$8,958$2,508$3,225
      Renters$79,596$6,633$1,857$2,388
      To approximate the cost of living and the housing affordability in Middleburg Heights, OH, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Middleburg Heights have a median income of $107,495. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,508 per month to avoid calamity and poverty. The renters in the city have an income of about $79,596, which would make their monthly maximum allowable rental costs $1,857.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      East Cleveland, OH17,5638020.2%
      Linndale, OH3468118.5%
      Kinsman Center, OH6748218.1%
      Cleveland, OH391,3408118.9%
      Eaton Estates, OH1,2348317.1%
      Middleburg Heights, OH15,913955.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wilkinsburg, PA15,913919.4%
      Frankfort, IN15,9068416.0%
      Welby, CO15,92211717.0%
      Powder Springs, GA15,8991033.1%
      Comox, BC15,938n/a 
      Middleburg Heights, OH15,913955.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.