Cost Of Living in Metcalf, IL

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20%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

64%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Metcalf	Illinois	National
Cost of living	80	98	100
Groceries	98	100	100
Health care	98	100	100
Housing	36	95	100
Transportation	99	101	100
Utilities	97	99	100
Lifestyle & Entertainment	103	100	100
Household Items	102	100	100
Education & Childcare	100	100	100

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Homes For Sale In Metcalf, IL

21155 N 1050th St

Metcalf, IL

Cost Of Living Quick Facts

The cost of living in Metcalf is 18% lower than the Illinois average
The cost of living in Metcalf is 20% lower than the national average
Metcalf housing is 64% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$67,863	$5,655	$1,583	$2,036
Renters	$67,236	$5,603	$1,569	$2,017

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Brocton, IL	347	76	23.8%
Longview, IL	101	76	23.7%
Indianola, IL	211	82	17.7%
Sidell, IL	508	83	17.3%
Redmon, IL	171	81	18.8%
Metcalf, IL	244	80	19.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Koliganek, AK	244	111	11.4%
Teller, AK	244	101	1.2%
Ulm, AR	244	78	21.6%
Dripping Springs, AZ	244	85	14.7%
Elmira, CA	244	122	22.0%
Metcalf, IL	244	80	19.7%