Cost of Living in McDonald, NC

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16%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
55%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index McDonald North Carolina National
Cost of living8496100
Groceries103100100
Health care9799100
Housing4588100
Transportation9999100
Utilities10099100
Lifestyle & Entertainment105100100
Household Items100100100
Education & Childcare101100100
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Homes For Sale In McDonald, NC

property for sale

Lot 12 Sand Rock Rd

, NC
property for sale

Lot 10 Sand Rock Rd

, NC
property for sale

Lot 8 Sand Rock Rd

, NC

Cost Of Living Quick Facts

  • The cost of living in McDonald is 13% lower than the North Carolina average
  • The cost of living in McDonald is 16% lower than the national average
  • McDonald housing is 55% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around McDonald

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Compare McDonald, NC Cost of Living

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      Cost of living index
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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$68,304$5,692$1,594$2,049
      Renters$53,826$4,486$1,256$1,615

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Raynham, NC431010.7%
      Proctorville, NC2057822.2%
      Boardman, NC3228118.7%
      Elrod, NC5348317.5%
      Orrum, NC668317.2%
      McDonald, NC1148416.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Myrtlewood, AL1147624.0%
      Standing Rock, AL1141000.1%
      Sumatra, FL1141033.5%
      Talking Rock, GA114990.7%
      Brayton, IA1147821.5%
      McDonald, NC1148416.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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