A+
8%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Maumee Ohio National
Cost of living9289100
Groceries9997100
Health care9496100
Housing8674100
Transportation9296100
Utilities9596100
Lifestyle & Entertainment9095100
Household Items9497100
Education & Childcare9793100
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An Overview of Cost of Living in Maumee, OH

Getting a feel for the cost of living in Maumee is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Maumee is 92, which is 8% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Maumee are priced in a manner consistent with other areas. This means that residents of Maumee can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Maumee Affordable?

Is Maumee an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Maumee is 14.6% lower than the national average, while the average monthly rent prices are 13% lower than average. The affordability of any location can also be influenced by median income levels. Maumee has a median household income of $106,624, which is 31.1% higher than the national average.

What Factors can Influence the Cost of Living in Maumee?

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Maumee, the groceries index is 1.4% lower than the national average.

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Maumee, the prevailing sales tax rate starts at 5.75%, and income tax rates kick off at 2.76%.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Maumee comes in at 5.3% lower than the national average.

Where is the Data From?

The cost of living data for Maumee shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Maumee is 3% higher than the Ohio average
  • The cost of living in Maumee is 8% lower than the national average
  • Maumee housing is 14% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Maumee

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Compare Maumee, OH Cost of Living

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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$129,258$10,772$3,016$3,878
      Renters$67,109$5,592$1,566$2,013
      To approximate the cost of living and the housing affordability in Maumee, OH, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Maumee have a median income of $129,258. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,016 per month to avoid calamity and poverty. The renters in the city have an income of about $67,109, which would make their monthly maximum allowable rental costs $1,566.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Harbor View, OH159955.5%
      McClure, OH8148118.6%
      Stony Ridge, OH6178217.8%
      Toledo, OH281,6448317.1%
      Walbridge, OH3,2148415.7%
      Maumee, OH14,267928.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Thames Centre, ON14,265n/a 
      Royal Kunia, HI14,26918079.9%
      Harper Woods, MI14,258909.6%
      Fergus Falls, MN14,278937.5%
      Bexley, OH14,25412524.7%
      Maumee, OH14,267928.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.