Cost of Living in Mather, CA

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F
44%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
111%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mather California National
Cost of living144141100
Groceries108111100
Health care113116100
Housing211197100
Transportation119118100
Utilities122119100
Lifestyle & Entertainment115120100
Household Items109111100
Education & Childcare130127100
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Homes For Sale In Mather, CA

property for sale

4277 Aubergine Way

Mather, CA
property for sale

4276 Monhegan Way

Mather, CA
property for sale

4253 Narraganset Way

Mather, CA
property for sale

4237 Narraganset Way

Mather, CA

Cost Of Living Quick Facts

  • The cost of living in Mather is 2% higher than the California average
  • The cost of living in Mather is 44% higher than the national average
  • Mather housing is 111% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Mather

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Compare Mather, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$158,370$13,198$3,695$4,752
      Renters$122,829$10,236$2,866$3,685
      The affordability of the housing market in Mather, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Mather homeowners, the median income is $158,370. This indicates that a monthly maximum of $3,695 should be spent by homeowners on all housing related costs. Renters have a median income of $122,829. This indicates that renters would have a maximum of $2,866 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Freeport, CA7111615.6%
      Hood, CA29911717.0%
      Clarksburg, CA37711717.0%
      Fruitridge Pocket, CA5,94011616.0%
      McClellan Park, CA87011716.6%
      Mather, CA4,39214444.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lyons, GA4,3928317.3%
      West Wendover, NV4,392991.1%
      Lamar, MO4,3938317.3%
      Argyle, TX4,39315655.6%
      Laguna Beach, FL4,39011111.4%
      Mather, CA4,39214444.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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