Cost of Living in Laguna Beach, FL

Get 300+ Local Insights for Any Address in Laguna Beach, FL

Get Access to 300+ Local Data Points
B+
11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Laguna Beach Florida National
Cost of living111102100
Groceries101102100
Health care104104100
Housing13097100
Transportation101103100
Utilities107110100
Lifestyle & Entertainment104104100
Household Items104102100
Education & Childcare106106100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Laguna Beach, FL

property for sale

104 Sun Ln

Panama City Beach, FL
property for sale

22400 Front Beach Rd #28

Panama City Beach, FL
property for sale

405 Paradise Blvd

Panama City Beach, FL
property for sale

215 Palmetto Pl

Panama City Beach, FL

Cost Of Living Quick Facts

  • The cost of living in Laguna Beach is 9% higher than the Florida average
  • The cost of living in Laguna Beach is 11% higher than the national average
  • Laguna Beach housing is 30% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Laguna Beach

See all the best places to live around Laguna Beach

Compare Laguna Beach, FL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Laguna Beach?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Laguna Beach?
      Write a review to give others more information about this area.
      See all Laguna Beach poll results

      The best places in Florida

      Here are the best places to live in FloridaThese are the largest cities in FloridaCheck out the 10 safest cities in FloridaMost Dangerous Cities In The US
      Best Places in Florida

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,745$8,979$2,514$3,233
      Renters$71,562$5,964$1,670$2,147

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ebro, FL2331011.0%
      Upper Grand Lagoon, FL18,53111212.4%
      Lower Grand Lagoon, FL4,86711312.8%
      Panama City Beach, FL13,19011616.0%
      Laguna Beach, FL4,39011111.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Buckingham, FL4,38912423.7%
      Jamestown, NC4,3881066.1%
      Mather, CA4,39214444.3%
      Lyons, GA4,3928317.3%
      West Wendover, NV4,392991.1%
      Laguna Beach, FL4,39011111.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026