Mascoutah, Illinois Cost Of Living

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C+

Overall 6%

Goods & Services 9%

Housing 11%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Mascoutah	Illinois	National
Cost of living	94	98	100
Goods & Services	91	98	100
Groceries	105	97	100
Health care	92	100	100
Housing	89	95	100
Transportation	95	112	100
Utilities	101	97	100

Key findings

The cost of living in Mascoutah is 5% lower than the Illinois average
The cost of living in Mascoutah is 6% lower than the national average
Mascoutah housing is 11% lower than the national average
Illinois general sales tax is 23% higher than the national average
Illinois state income tax is 101% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$86,530	$7,211	$2,019	$2,596
Renters	$41,016	$3,418	$957	$1,231

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Mascoutah, IL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Mascoutah, homeowners have a median income of $86,530. Using that number, a maximum of $2,019 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $41,016, which means there is a maximum of $957 to be spent on the costs of renting a home or apartment.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	Mascoutah	National avg.	Difference
Haircut	$17.00	$17.49	2.8%
Beauty Salon	$39.71	$38.17	4.0%
Toothpaste	$2.32	$2.32	0.0%
Shampoo	$1.06	$1.01	4.8%
Movie	$9.83	$10.72	8.3%
Bowling	$14.83	$13.86	7.0%

Groceries

Item	Mascoutah	National avg.	Difference
Ground Beef	$4.01	$3.90	2.8%
Fried Chicken	$1.67	$1.40	19.7%
Milk	$1.90	$1.96	3.2%
Potatoes	$3.49	$3.18	9.6%
Pizza	$9.96	$10.39	4.2%
Beer	$9.26	$9.23	0.3%

Health Care

Item	Mascoutah	National avg.	Difference
Optometrist	$78.67	$106.34	26.0%
Doctor	$71.67	$115.25	37.8%
Dentist	$102.57	$98.38	4.3%
Ibuprofen	$11.32	$9.26	22.2%
Lipitor	$474.50	$466.47	1.7%

Housing

Item	Mascoutah	National avg.	Difference
Home Price	$153,500.00	$184,700.00	16.9%
Avg. Mortgage Payment	$855.20	$1,273.32	32.8%
Apartment Rent	$969.00	$949.00	2.1%

Transportation

Item	Mascoutah	National avg.	Difference
Gasoline	$2.57	$2.59	0.7%
Tire Balancing	$44.41	$48.90	9.2%

Utilities

Item	Mascoutah	National avg.	Difference
All Electricity	$163.79	$167.60	2.3%
Phone	$191.07	$163.42	16.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Darmstadt, IL	0	96	-4%
Paderborn, IL	44	96	-4%
Rentchler, IL	6	96	-4%
Floraville, IL	0	96	-4%
Caseyville, IL	4,263	84	-16%
Mascoutah, IL	7,917	94	-6%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Donaldsonville, LA	7,916	88	-12%
Lake Norman of Catawba, NC	7,918	116	16%
Conshohocken, PA	7,916	122	22%
Broadview, IL	7,915	99	-1%
Monona, WI	7,919	108	8%
Mascoutah, IL	7,917	94	-6%

Source: The Mascoutah, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Mascoutah, IL Cost of Living

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