Cost of Living in Manchester, KY

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19%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
55%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Manchester Kentucky National
Cost of living8188100
Groceries9698100
Health care9797100
Housing4570100
Transportation9896100
Utilities9695100
Lifestyle & Entertainment9395100
Household Items9597100
Education & Childcare9394100
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Homes For Sale In Manchester, KY

property for sale

580 Bales Creek Rd

Manchester, KY
property for sale

128 Davis and Smith Rd

Manchester, KY
property for sale

1831 Fish Trap Rd

Manchester, KY
property for sale

99 Cold Fork Rd

Manchester, KY
See the Newest Homes For Sale In Manchester, KY

Cost Of Living Quick Facts

  • The cost of living in Manchester is 9% lower than the Kentucky average
  • The cost of living in Manchester is 19% lower than the national average
  • Manchester housing is 55% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Manchester

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Compare Manchester, KY Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$70,498$5,875$1,645$2,115
      Renters$22,006$1,834$513$660

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oneida, KY3807623.5%
      Annville, KY8608515.3%
      Manchester, KY2,2518119.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hinckley, IL2,2511066.2%
      Lake Odessa, MI2,2518613.7%
      Lake Butler city, FL2,2508514.9%
      West End, NY2,2501010.8%
      New Market, VA2,2501054.9%
      Manchester, KY2,2518119.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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