Manchester cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8890100
Goods & Services index10396100
Groceries index9798100
Health care index113100100
Housing index5773100
Transportation index97101100
Utilities index10598100
Here we can see a simple outline of the cost of living in Manchester, IA. As you can see, with the average cost of living in Manchester, IA being 88, that puts it 2% lower than the average of Iowa and 12% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Manchester, IA, the price of goods and services are 7% higher than the average of Iowa as well as 3% higher than the nation's average.

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Did you know?

  • The cost of living in Manchester is 2% lower than the Iowa average.
  • The cost of living in Manchester is 12% lower than the national average.
  • The cost of housing in Manchester is 43% lower than the national average.
  • Iowa general sales tax is 18% higher than the national average.
  • Iowa state income tax is 84% lower than the national average.

Compare Manchester, IA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Manchester, IA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Manchester, IA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Manchester, IA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Manchester, IA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Manchester, IA has a median income of about $63,276 for people who own homes. Based on that number, a person should spend a maximum of $1,476 on expenses related to housing. Renters have a slightly different median income, which is $24,375. Based on this average, renters should spend no more than $569 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Iowa Sales Tax

StateGeneral Sales TaxWith Max Surtax

Iowa Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Manchester, IA, it's important to take into account the sales tax for Iowa, as well as the rate for income tax in Iowa. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Iowa is 7%, and the sales tax in the state of Iowa is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Iowa starts from 0.36% and goes up to 8.98%.

Goods & Services

ItemManchesterNational avg.Difference
Haircut $19.04$17.498.9%
Beauty Salon $38.25$38.170.2%
Toothpaste $2.74$2.3218.1%
Shampoo $0.84$1.0117.0%
Movie $9.53$10.7211.1%
Bowling $15.25$13.8610.0%


ItemManchesterNational avg.Difference
Ground Beef $3.96$3.901.5%
Fried Chicken $1.76$1.4026.1%
Milk $2.19$1.9611.6%
Potatoes $2.96$3.187.0%
Pizza $10.69$10.392.8%
Beer $8.91$9.233.5%

Health Care

ItemManchesterNational avg.Difference
Optometrist $115.33$106.348.5%
Doctor $113.50$115.251.5%
Dentist $127.50$98.3829.6%
Ibuprofen $9.15$9.261.2%
Lipitor $515.99$466.4710.6%


ItemManchesterNational avg.Difference
Home Price $102,700.00$184,700.0044.4%
Avg. Mortgage Payment $1,190.88$1,273.326.5%
Apartment Rent $571.00$949.0039.8%


ItemManchesterNational avg.Difference
Gasoline $2.57$2.591.0%
Tire Balancing $46.67$48.904.6%


ItemManchesterNational avg.Difference
All Electricity$186.17$167.6011.1%
Phone $177.99$163.428.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lamont, IA43077-23%
Greeley, IA27982-18%
Colesburg, IA46282-18%
Aurora, IA23477-23%
Masonville, IA12085-15%
Manchester, IA5,08388-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Rutherford, PA5,08398-2%
Valparaiso, FL5,0841022%
Gilbertsville, PA5,0841022%
Kaser, NY5,08215252%
Bealeton, VA5,08511717%
Manchester, IA5,08388-12%
Source: The Manchester, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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