Cost of Living in Manchester, IA

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14%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Manchester Iowa National
Cost of living8689100
Groceries9597100
Health care9896100
Housing6274100
Transportation9597100
Utilities9395100
Lifestyle & Entertainment9895100
Household Items9897100
Education & Childcare9794100
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Homes For Sale In Manchester, IA

property for sale

2208 Jefferson Rd

Manchester, IA
property for sale

201 E Union St

Manchester, IA
property for sale

24256 205th Ave

Manchester, IA
property for sale

721 E Fayette St

Manchester, IA
See the Newest Homes For Sale In Manchester, IA

Cost Of Living Quick Facts

  • The cost of living in Manchester is 4% lower than the Iowa average
  • The cost of living in Manchester is 14% lower than the national average
  • Manchester housing is 38% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Manchester

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Compare Manchester, IA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,271$7,606$2,130$2,738
      Renters$47,730$3,978$1,114$1,432
      A good way to judge both the affordability of the housing and the cost of living in Manchester is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Manchester has a median income of about $91,271 for people who own homes. Based on that number, a maximum of $2,130 should be spent on expenses related to housing. Renters have a slightly different median income, which is $47,730. Based on this average, renters should spend no more than $1,114 on all rental costs if they want to maintain a non-impoverished standard of living.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Masonville, IA1157822.3%
      Hopkinton, IA5908119.0%
      Lamont, IA5318218.3%
      Greeley, IA3298217.8%
      Colesburg, IA5378317.3%
      Manchester, IA5,1498614.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Veneta, OR5,14911110.7%
      Lanoraie, QC5,148n/a 
      Buckley, WA5,15313433.9%
      South Barrington, IL5,144211111.3%
      Burbank CDP, CA5,14315857.8%
      Manchester, IA5,1498614.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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