Cost of Living in Mammoth Lakes, CA

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F
48%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
122%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mammoth Lakes California National
Cost of living148141100
Groceries110111100
Health care118116100
Housing222197100
Transportation122118100
Utilities121119100
Lifestyle & Entertainment116120100
Household Items111111100
Education & Childcare125127100
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Homes For Sale In Mammoth Lakes, CA

property for sale

180 Horseshoe Dr

Mammoth Lakes, CA
property for sale

1350 Timber Creek Rd #1350

Mammoth Lakes, CA
property for sale

35 Ridge Way

Mammoth Lakes, CA
property for sale

2030 Old Mammoth Rd

Mammoth Lakes, CA

Cost Of Living Quick Facts

  • The cost of living in Mammoth Lakes is 5% higher than the California average
  • The cost of living in Mammoth Lakes is 48% higher than the national average
  • Mammoth Lakes housing is 122% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Mammoth Lakes

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$133,571$11,131$3,116$4,008
      Renters$86,334$7,195$2,014$2,590
      A good way to judge both the affordability of the housing and the cost of living in Mammoth Lakes is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Mammoth Lakes has a median income of about $133,571 for people who own homes. Based on that number, a maximum of $3,116 should be spent on expenses related to housing. Renters have a slightly different median income, which is $86,334. Based on this average, renters should spend no more than $2,014 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      McGee Creek, CA011717.0%
      Aspen Springs, CA5811717.0%
      Crowley Lake, CA1,17813434.3%
      June Lake, CA42915151.4%
      Mammoth Lakes, CA8,51114848.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Spotswood, NJ8,51212121.1%
      Delavan, WI8,509946.2%
      Temple Hills, MD8,50811817.7%
      Dry Run, OH8,51411818.3%
      St. Joseph, MI8,505981.6%
      Mammoth Lakes, CA8,51114848.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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