F
42%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
103%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lynwood California National
Cost of living142141100
Groceries109111100
Health care118116100
Housing203197100
Transportation118118100
Utilities116119100
Lifestyle & Entertainment117120100
Household Items112111100
Education & Childcare121127100
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An Overview of Cost of Living in Lynwood, CA

Understanding the cost of living in Lynwood can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Lynwood cost of living index is 142, which is 42% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

If you're in pursuit of an economical living environment, Lynwood may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Lynwood falls within this bracket.

Housing costs make up a big chunk of the cost of living in Lynwood, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 103.2% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

The routine items you regularly buy for your home, such as cleaning supplies, personal care products, clothing basics, and kitchen essentials, make up 8% of the cost of living index. In Lynwood, these items cost 12.4% more than the national average, making day-to-day living a bit more expensive.

Is Lynwood Affordable?

Is Lynwood an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Lynwood, the median home price is 133.8% higher than what most folks pay across the country, and monthly rent prices are 31.8% higher than the usual rates. Income levels in Lynwood come in at $85,698, which is 5.4% higher than the national average.

What Factors can Influence the Cost of Living in Lynwood?

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Lynwood, healthcare costs are 18.2% higher than the national average.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Lynwood, the housing index comes in at 103.2% higher than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Lynwood, the groceries index is 9.1% higher than the national average.

Where is the Data From?

The Lynwood cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Lynwood is 1% higher than the California average
  • The cost of living in Lynwood is 42% higher than the national average
  • Lynwood housing is 103% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Lynwood

See all the best places to live around Lynwood

Compare Lynwood, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$126,650$10,554$2,955$3,800
      Renters$60,885$5,074$1,421$1,827
      The affordability of the housing market in Lynwood, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Lynwood homeowners, the median income is $126,650. This indicates that a monthly maximum of $2,955 should be spent by homeowners on all housing related costs. Renters have a median income of $60,885. This indicates that renters would have a maximum of $1,421 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Westside, CA21812423.9%
      Vernon, CA25411716.8%
      Rolling Hills CDP, CA85513333.4%
      Willowbrook, CA25,34713636.0%
      East Rancho Dominguez, CA15,76513636.3%
      Lynwood, CA71,28614241.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Glen Burnie, MD71,24611919.4%
      North Port, FL71,34111010.2%
      Davis, CA71,21517575.0%
      Broomfield, CO71,20214040.0%
      Greenville, SC71,18511918.6%
      Lynwood, CA71,28614241.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.