A+
2%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lyndon Kentucky National
Cost of living10288100
Groceries9898100
Health care9597100
Housing11570100
Transportation9996100
Utilities9995100
Lifestyle & Entertainment9295100
Household Items9597100
Education & Childcare10194100
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An Overview of Cost of Living in Lyndon, KY

Getting a feel for the cost of living in Lyndon is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Lyndon is 102, which is 2% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

The cost of living in Lyndon is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Lyndon Affordable?

Is Lyndon affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Lyndon, for instance, where the median home price falls 18.9% higher than the national average, and monthly rent rates are 5.6% higher than usual. Additionally, median income levels contribute to the equation, with Lyndon flaunting a median household income of $88,518, 8.8% higher than the national norm.

What Factors can Influence the Cost of Living in Lyndon?

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Lyndon, the utilities index registers 1.5% lower than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Lyndon, healthcare costs are 5.5% lower than the national average.

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Lyndon, is 14.9% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Lyndon are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Lyndon is 16% higher than the Kentucky average
  • The cost of living in Lyndon is 2% higher than the national average
  • Lyndon housing is 15% higher than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Lyndon

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Compare Lyndon, KY Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$128,129$10,677$2,989$3,844
      Renters$70,770$5,898$1,651$2,123
      A good indicator of the general affordability of housing in Lyndon, KY, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Lyndon, the median monthly income is $128,129 for those who own their own homes. Under the standard rule, that income level would allow for $2,989 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $70,770, per the median income in the area. That would allow for renters to spend up to $1,651 on monthly rental expenses.

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      South Park View, KY5973.0%
      Watterson Park, KY9888712.8%
      West Buechel, KY2,1138712.6%
      Shively, KY16,0918712.8%
      Lynnview, KY7798812.2%
      Lyndon, KY11,9051022.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cocoa Beach, FL11,90412322.7%
      Smithfield, UT11,9041098.8%
      Valley Falls, RI11,90711313.5%
      Somerset, KY11,8968613.8%
      Meaford, ON11,896n/a 
      Lyndon, KY11,9051022.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.