Cost of Living in Lynchburg, Moore County, TN

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A+
2%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Lynchburg, Moore County Tennessee National
Cost of living9889100
Goods & Services10195100
Groceries10197100
Health care9285100
Housing9980100
Transportation9688100
Utilities9189100
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Homes For Sale In Lynchburg, Moore County, TN

property for sale

107 Mechanic St N

Lynchburg, TN
property for sale

268 Davis Rd

Wartrace, TN
property for sale

351 Coopers Cv

Lynchburg, TN
property for sale

Misty Ridge Ln

Lynchburg, TN

Cost Of Living Quick Facts

  • The cost of living in Lynchburg, Moore County is 10% higher than the Tennessee average
  • The cost of living in Lynchburg, Moore County is 2% lower than the national average
  • Lynchburg, Moore County housing is 1% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Lynchburg, Moore County

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Compare Lynchburg, Moore County, TN Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$102,121$8,510$2,383$3,064
      Renters$0$0$0$0
      A good way to judge both the affordability of the housing and the cost of living in Lynchburg, Moore County is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lynchburg, Moore County has a median income of about $102,121 for people who own homes. Based on that number, a maximum of $2,383 should be spent on expenses related to housing. Renters have a slightly different median income, which is $0. Based on this average, renters should spend no more than $0 on all rental costs if they want to maintain a non-impoverished standard of living.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Goods & Services

      Item Lynchburg, Moore County National avg. Difference
      Haircut $28.33$27.622.6%
      Beauty Salon $61.11$51.1119.6%
      Toothpaste $4.02$4.091.8%
      Shampoo $1.53$1.540.8%
      Movie $12.36$12.884.0%
      Yoga $22.50$19.6614.4%

      Groceries

      Item Lynchburg, Moore County National avg. Difference
      Ground Beef $7.77$7.700.8%
      Fried Chicken $1.49$1.6610.4%
      Milk $4.65$4.731.8%
      Potatoes $5.70$5.268.4%
      Pizza $13.82$12.768.3%
      Beer $10.28$10.552.6%

      Health Care

      Item Lynchburg, Moore County National avg. Difference
      Optometrist $105.31$140.0624.8%
      Doctor $136.11$153.8211.5%
      Dentist $108.08$123.1512.2%
      Ibuprofen $11.53$11.731.7%
      Lipitor $23.62$23.610.0%

      Housing

      Item Lynchburg, Moore County National avg. Difference
      Home Price $364,610.00$326,622.0011.6%
      Avg. Mortgage Payment $1,856.62$2,480.2525.1%
      Apartment Rent $995.00$1,444.0031.1%

      Transportation

      Item Lynchburg, Moore County National avg. Difference
      Gasoline $2.79$3.068.6%
      Tire Balancing $70.72$65.218.5%

      Utilities

      Item Lynchburg, Moore County National avg. Difference
      All Electricity $193.07$220.1212.3%
      Phone $188.87$195.713.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fayetteville, TN7,292909.6%
      Normandy, TN164919.1%
      Park City, TN3,623918.9%
      Estill Springs, TN2,144918.5%
      Shelbyville, TN22,648919.2%
      Lynchburg, Moore County, TN6,531981.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Swarthmore, PA6,53113534.9%
      Islamorada, Village of Islands, FL6,53016969.3%
      Shannon, QC6,530n/a 
      Dillon, SC6,529919.3%
      Carrollton, VA6,53312121.0%
      Lynchburg, Moore County, TN6,531981.7%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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