| Index | Lumberton | Texas | National |
| Cost of living | 99 | 94 | 100 |
| Groceries | 100 | 98 | 100 |
| Health care | 101 | 98 | 100 |
| Housing | 101 | 83 | 100 |
| Transportation | 95 | 98 | 100 |
| Utilities | 100 | 103 | 100 |
| Lifestyle & Entertainment | 95 | 98 | 100 |
| Household Items | 98 | 98 | 100 |
| Education & Childcare | 99 | 98 | 100 |
Getting a feel for the cost of living in Lumberton is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Lumberton is 99, which is 1% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
In Lumberton, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Lumberton will resemble that of an average city, contributing to a manageable cost of living.
Is Lumberton an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Lumberton is 5.3% higher than the national average, while the average monthly rent prices are 8.2% lower than average. The affordability of any location can also be influenced by median income levels. Lumberton has a median household income of $121,593, which is 49.5% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Lumberton, healthcare costs are 0.5% higher than the national average.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Lumberton, the groceries index is 0.4% lower than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
The Lumberton cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $137,563 | $11,464 | $3,210 | $4,127 |
| Renters | $62,197 | $5,183 | $1,451 | $1,866 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Rose City, TX | 454 | 81 | 18.9% |
| Buna, TX | 1,952 | 84 | 16.0% |
| Vidor, TX | 10,882 | 85 | 15.2% |
| Evadale, TX | 1,685 | 85 | 15.2% |
| Nome, TX | 552 | 87 | 13.1% |
| Lumberton, TX | 13,374 | 99 | 0.9% |
| City | Population | Cost of Living Index | National Avg. |
| Connersville, IN | 13,374 | 83 | 17.2% |
| Trenton, OH | 13,371 | 94 | 5.5% |
| Portland, TN | 13,381 | 94 | 6.2% |
| New Kingman-Butler, AZ | 13,385 | 88 | 12.1% |
| Sharon, PA | 13,388 | 79 | 21.3% |
| Lumberton, TX | 13,374 | 99 | 0.9% |
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