Cost of Living in Luling, TX

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A+
16%
Overall NAT. AVG.
11%
Goods & Services NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Luling Texas National
Cost of living8492100
Goods & Services8996100
Groceries9295100
Health care8797100
Housing7283100
Transportation9492100
Utilities83102100
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Homes For Sale In Luling, TX

property for sale

1310 River Park Rd

Luling, TX
property for sale

The Graham Gentle Rain DR

Luling, TX
property for sale

302 E Crockett St

Luling, TX
property for sale

304 Wild Goose Dr

Luling, TX
See the Newest Homes For Sale In Luling, TX

Cost Of Living Quick Facts

  • The cost of living in Luling is 9% lower than the Texas average
  • The cost of living in Luling is 16% lower than the national average
  • Luling housing is 28% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Luling

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Compare Luling, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,179$7,432$2,081$2,676
      Renters$52,244$4,354$1,219$1,567
      A good indicator of the general affordability of housing in Luling, TX, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Luling, the median monthly income is $89,179 for those who own their own homes. Under the standard rule, that income level would allow for $2,081 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $52,244, per the median income in the area. That would allow for renters to spend up to $1,219 on monthly rental expenses.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Goods & Services

      Item Luling National avg. Difference
      Haircut $23.45$27.6215.1%
      Beauty Salon $50.56$51.111.1%
      Toothpaste $4.29$4.094.8%
      Shampoo $1.41$1.548.6%
      Movie $13.25$12.882.9%
      Yoga $13.66$19.6630.5%

      Groceries

      Item Luling National avg. Difference
      Ground Beef $7.18$7.706.8%
      Fried Chicken $1.42$1.6614.6%
      Milk $4.42$4.736.6%
      Potatoes $5.39$5.262.5%
      Pizza $9.13$12.7628.5%
      Beer $10.37$10.551.7%

      Health Care

      Item Luling National avg. Difference
      Optometrist $130.66$140.066.7%
      Doctor $126.02$153.8218.1%
      Dentist $119.33$123.153.1%
      Ibuprofen $11.18$11.734.7%
      Lipitor $16.39$23.6130.6%

      Housing

      Item Luling National avg. Difference
      Home Price $204,480.00$326,622.0037.4%
      Avg. Mortgage Payment $2,023.92$2,480.2518.4%
      Apartment Rent $1,375.00$1,444.004.8%

      Transportation

      Item Luling National avg. Difference
      Gasoline $2.85$3.066.7%
      Tire Balancing $62.01$65.214.9%

      Utilities

      Item Luling National avg. Difference
      All Electricity $153.44$220.1230.3%
      Phone $205.01$195.714.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kingsbury, TX1988910.7%
      Gonzales, TX7,8478415.6%
      Lockhart, TX14,0709010.0%
      Staples, TX185928.2%
      Martindale, TX1,093955.3%
      Luling, TX5,9698415.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gustine, CA5,96912120.9%
      Finderne, NJ5,96812929.0%
      Saint-Henri, QC5,964n/a 
      Ellenton, FL5,9741000.0%
      Branford Center, CT5,97511919.3%
      Luling, TX5,9698415.8%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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