Cost of Living in Gonzales, TX

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10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gonzales Texas National
Cost of living9094100
Groceries9798100
Health care9798100
Housing7383100
Transportation10198100
Utilities101103100
Lifestyle & Entertainment9398100
Household Items9898100
Education & Childcare9698100
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Homes For Sale In Gonzales, TX

property for sale

2301 FM 3282

Gonzales, TX
property for sale

1219 Saint Michael St

Gonzales, TX
property for sale

719 Water St

Gonzales, TX
property for sale

703 Water St

Gonzales, TX
See the Newest Homes For Sale In Gonzales, TX

Cost Of Living Quick Facts

  • The cost of living in Gonzales is 4% lower than the Texas average
  • The cost of living in Gonzales is 10% lower than the national average
  • Gonzales housing is 27% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Gonzales

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Compare Gonzales, TX Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$85,655$7,138$1,998$2,570
      Renters$40,940$3,412$955$1,228
      To approximate the cost of living and the housing affordability in Gonzales, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Gonzales have a median income of $85,655. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,998 per month to avoid calamity and poverty. The renters in the city have an income of about $40,940, which would make their monthly maximum allowable rental costs $955.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Waelder, TX1,0988019.7%
      Luling, TX5,9699010.0%
      Gonzales, TX7,847909.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Newell County, AB7,846n/a 
      Guadalupe, CA7,84813030.1%
      Broadview, IL7,841990.9%
      Forestbrook, SC7,8531043.8%
      Plumas Lake, CA7,85413939.3%
      Gonzales, TX7,847909.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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