Cost Of Living in Ludlow, VT

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A

2%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

0%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ludlow	Vermont	National
Cost of living	102	108	100
Groceries	104	107	100
Health care	105	105	100
Housing	100	114	100
Transportation	104	106	100
Utilities	105	106	100
Lifestyle & Entertainment	101	105	100
Household Items	102	103	100
Education & Childcare	101	103	100

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Homes For Sale In Ludlow, VT

28 Plumley Ave

Ludlow, VT

Jackson Gore Rd

Ludlow, VT

257 Solitude Rd Unit N-102

Ludlow, VT

Dix Hill Rd Lot 23

Plymouth, VT

Cost Of Living Quick Facts

The cost of living in Ludlow is 5% lower than the Vermont average
The cost of living in Ludlow is 2% higher than the national average
Ludlow housing is equal to the national average
Vermont general sales tax is 18% higher than the national average
Vermont state income tax is 29% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$89,815	$7,485	$2,096	$2,695
Renters	$50,000	$4,167	$1,167	$1,500

Vermont Sales Tax

State	General Sales Tax	With Max Surtax
Vermont	6%	7%

Vermont Income Tax

State	Income Tax (Low)	Income Tax (High)
Vermont	3.35%	8.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Charlestown, NH	970	92	8.4%
Springfield, VT	4,179	95	5.0%
North Springfield, VT	758	96	3.9%
Ascutney, VT	394	97	3.1%
Rutland, VT	15,668	98	1.6%
Ludlow, VT	666	102	2.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hedrick, IA	666	83	17.5%
Kellogg, IA	666	82	18.0%
Milroy, IN	666	82	18.4%
Eagle Bend, MN	666	86	14.5%
Concorde Hills, OH	666	147	46.9%
Ludlow, VT	666	102	2.3%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Ludlow, VT

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

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