Cost Of Living in Ludlow, VT

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D

11%

Overall NAT. AVG.

20%

Goods & Services NAT. AVG.

1%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ludlow	Vermont	National
Cost of living	111	110	100
Goods & Services	120	108	100
Groceries	102	105	100
Health care	113	106	100
Housing	99	112	100
Transportation	110	107	100
Utilities	131	121	100

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Cost Of Living Quick Facts

The cost of living in Ludlow is 1% higher than the Vermont average
The cost of living in Ludlow is 11% higher than the national average
Ludlow housing is 1% lower than the national average
Vermont general sales tax is 18% higher than the national average
Vermont state income tax is 29% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$59,107	$4,926	$1,379	$1,773
Renters	$33,942	$2,829	$792	$1,018

Vermont Sales Tax

State	General Sales Tax	With Max Surtax
Vermont	6%	7%

Vermont Income Tax

State	Income Tax (Low)	Income Tax (High)
Vermont	3.35%	8.75%

Goods & Services

Item	Ludlow	National avg.	Difference
Haircut	$26.58	$24.26	9.6%
Beauty Salon	$67.97	$45.56	49.2%
Toothpaste	$3.73	$3.70	0.8%
Shampoo	$1.25	$1.28	2.1%
Movie	$13.07	$12.13	7.7%
Bowling	$25.44	$18.00	41.4%

Groceries

Item	Ludlow	National avg.	Difference
Ground Beef	$5.47	$5.84	6.3%
Fried Chicken	$1.44	$1.57	8.5%
Milk	$4.75	$4.67	1.6%
Potatoes	$5.01	$4.93	1.5%
Pizza	$11.66	$12.09	3.6%
Beer	$9.82	$10.41	5.7%

Health Care

Item	Ludlow	National avg.	Difference
Optometrist	$115.00	$125.68	8.5%
Doctor	$164.00	$135.78	20.8%
Dentist	$136.17	$113.29	20.2%
Ibuprofen	$11.01	$10.65	3.4%
Lipitor	$483.35	$468.60	3.1%

Housing

Item	Ludlow	National avg.	Difference
Home Price	$189,900.00	$184,700.00	2.8%
Avg. Mortgage Payment	$2,281.44	$2,346.69	2.8%
Apartment Rent	$856.00	$949.00	9.8%

Transportation

Item	Ludlow	National avg.	Difference
Gasoline	$3.33	$3.46	3.9%
Tire Balancing	$86.00	$59.92	43.5%

Utilities

Item	Ludlow	National avg.	Difference
All Electricity	$294.40	$193.99	51.8%
Phone	$186.72	$192.25	2.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Charlestown, NH	933	101	0.5%
Springfield, VT	4,028	104	4.2%
North Springfield, VT	740	105	5.0%
Ascutney, VT	380	106	5.6%
Rutland, VT	15,207	101	1.0%
Ludlow, VT	646	111	11.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
McIntyre, GA	646	82	18.5%
Florien, LA	646	83	17.2%
Lilesville, NC	646	91	9.5%
Wright City, OK	646	80	19.9%
Oak Grove, TX	646	105	4.8%
Ludlow, VT	646	111	11.3%