| Index | Ludden | North Dakota | National |
| Cost of living | 100 | 95 | 100 |
| Groceries | 101 | 99 | 100 |
| Health care | 100 | 99 | 100 |
| Housing | n/a | 86 | 100 |
| Transportation | 95 | 98 | 100 |
| Utilities | 104 | 104 | 100 |
| Lifestyle & Entertainment | 101 | 97 | 100 |
| Household Items | 97 | 99 | 100 |
| Education & Childcare | 100 | 98 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $119,775 | $9,981 | $2,795 | $3,594 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| North Dakota | 5% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| North Dakota | 1.1% | 2.9% |
| City | Population | Cost of Living Index | National Avg. |
| Hecla, SD | 292 | 79 | 21.4% |
| Fullerton, ND | 64 | 80 | 20.1% |
| Oakes, ND | 2,095 | 90 | 10.1% |
| Ludden, ND | 31 | 100 | 0.3% |
| City | Population | Cost of Living Index | National Avg. |
| Gibson, IA | 31 | 79 | 21.3% |
| Miller, IA | 31 | 100 | 0.4% |
| Floraville, IL | 31 | 99 | 1.4% |
| Mill Creek, IL | 31 | 74 | 26.2% |
| Bushong, KS | 31 | 70 | 30.5% |
| Ludden, ND | 31 | 100 | 0.3% |