Cost Of Living in Lucerne, MO

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5%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lucerne	Missouri	National
Cost of living	95	90	100
Groceries	96	96	100
Health care	94	97	100
Housing	n/a	77	100
Transportation	96	96	100
Utilities	92	95	100
Lifestyle & Entertainment	98	95	100
Household Items	99	97	100
Education & Childcare	91	95	100

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Cost Of Living Quick Facts

The cost of living in Lucerne is 5% higher than the Missouri average
The cost of living in Lucerne is 5% lower than the national average
Lucerne housing is 11% lower than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$41,441	$3,453	$967	$1,243
Renters	$0	$0	$0	$0

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	2%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Powersville, MO	61	95	4.7%
South Lineville, MO	3	95	4.7%
Harris, MO	48	74	25.7%
Clio, IA	58	75	25.4%
Lineville, IA	269	77	23.1%
Lucerne, MO	43	95	4.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chignik, AK	43	99	1.1%
Tinsman, AR	43	77	23.0%
Waldenburg, AR	43	72	28.0%
Two Buttes, CO	43	107	6.7%
Manele, HI	43	406	306.1%
Lucerne, MO	43	95	4.7%