Cost Of Living in Loyall, KY

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19%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

57%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Loyall	Kentucky	National
Cost of living	81	88	100
Groceries	97	98	100
Health care	96	97	100
Housing	43	70	100
Transportation	100	96	100
Utilities	97	95	100
Lifestyle & Entertainment	95	95	100
Household Items	97	97	100
Education & Childcare	97	94	100

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Cost Of Living Quick Facts

The cost of living in Loyall is 8% lower than the Kentucky average
The cost of living in Loyall is 19% lower than the national average
Loyall housing is 57% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,507	$5,876	$1,645	$2,115
Renters	$28,114	$2,343	$656	$844

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ewing, VA	155	97	2.8%
Pathfork, KY	275	73	26.9%
Ages, KY	377	77	23.1%
Cawood, KY	502	77	22.6%
South Wallins, KY	932	78	22.5%
Loyall, KY	606	81	19.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hopkins Park, IL	606	79	21.2%
Mecca, IN	606	78	22.2%
Minnetonka Beach, MN	606	294	194.4%
Grover, NC	606	85	14.5%
Olanta, SC	606	89	11.1%
Loyall, KY	606	81	19.1%