Cost Of Living in Loxley, AL

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A-

1%

Overall NAT. AVG.

6%

Goods & Services NAT. AVG.

6%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Loxley	Alabama	National
Cost of living	99	89	100
Goods & Services	94	95	100
Groceries	98	98	100
Health care	112	91	100
Housing	106	74	100
Transportation	91	90	100
Utilities	105	98	100

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Homes For Sale In Loxley, AL

Mosley Rd

Stapleton, AL

31871 Kestrel Loop

Daphne, AL

17322 Cabin Rd

Loxley, AL

27903 Autumn Woods Cir

Loxley, AL

Cost Of Living Quick Facts

The cost of living in Loxley is 12% higher than the Alabama average
The cost of living in Loxley is 1% lower than the national average
Loxley housing is 6% higher than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$108,036	$9,003	$2,521	$3,241
Renters	$35,848	$2,987	$836	$1,076

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Goods & Services

Item	Loxley	National avg.	Difference
Haircut	$23.04	$27.62	16.6%
Beauty Salon	$40.83	$51.11	20.1%
Toothpaste	$4.02	$4.09	1.8%
Shampoo	$1.65	$1.54	7.0%
Movie	$12.87	$12.88	0.1%
Yoga	$20.00	$19.66	1.7%

Groceries

Item	Loxley	National avg.	Difference
Ground Beef	$7.65	$7.70	0.7%
Fried Chicken	$1.38	$1.66	17.0%
Milk	$4.78	$4.73	1.0%
Potatoes	$5.61	$5.26	6.7%
Pizza	$12.47	$12.76	2.3%
Beer	$10.36	$10.55	1.8%

Health Care

Item	Loxley	National avg.	Difference
Optometrist	$135.51	$140.06	3.2%
Doctor	$134.17	$153.82	12.8%
Dentist	$152.89	$123.15	24.2%
Ibuprofen	$11.52	$11.73	1.8%
Lipitor	$29.32	$23.61	24.2%

Housing

Item	Loxley	National avg.	Difference
Home Price	$392,723.00	$326,622.00	20.2%
Avg. Mortgage Payment	$1,780.11	$2,480.25	28.2%
Apartment Rent	$1,034.00	$1,444.00	28.4%

Transportation

Item	Loxley	National avg.	Difference
Gasoline	$2.89	$3.06	5.3%
Tire Balancing	$54.51	$65.21	16.4%

Utilities

Item	Loxley	National avg.	Difference
All Electricity	$237.88	$220.12	8.1%
Phone	$193.60	$195.71	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Robertsdale, AL	6,958	90	9.8%
Stapleton, AL	2,562	90	9.6%
Elberta, AL	2,012	94	6.3%
Summerdale, AL	1,470	97	3.4%
Silverhill, AL	607	99	1.0%
Loxley, AL	2,828	99	0.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Knob Noster, MO	2,828	90	9.9%
West Hammond, NM	2,828	97	2.8%
Colonial Pine Hills, SD	2,828	117	17.0%
Madison, WV	2,828	85	15.2%
Rio Grande, NJ	2,827	115	14.7%
Loxley, AL	2,828	99	0.6%