Cost Of Living in Loving, NM

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11%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

29%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Loving	New Mexico	National
Cost of living	89	94	100
Groceries	97	98	100
Health care	97	98	100
Housing	71	85	100
Transportation	98	98	100
Utilities	98	97	100
Lifestyle & Entertainment	95	96	100
Household Items	100	98	100
Education & Childcare	94	96	100

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Homes For Sale In Loving, NM

23 S Donaldson Farm Rd

Loving, NM

1906 Pecos Hwy

Loving, NM

203 S 6th St

Loving, NM

Cost Of Living Quick Facts

The cost of living in Loving is 5% lower than the New Mexico average
The cost of living in Loving is 11% lower than the national average
Loving housing is 29% lower than the national average
New Mexico general sales tax is 2% lower than the national average
New Mexico state income tax is 35% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$60,090	$5,008	$1,402	$1,803
Renters	$71,546	$5,962	$1,669	$2,147

New Mexico Sales Tax

State	General Sales Tax	With Max Surtax
New Mexico	5%	8.688%

New Mexico Income Tax

State	Income Tax (Low)	Income Tax (High)
New Mexico	1.7%	5.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Malaga, NM	116	97	3.0%
Livingston Wheeler, NM	456	95	5.0%
Happy Valley, NM	808	96	4.3%
Carlsbad, NM	30,034	96	4.2%
La Huerta, NM	1,527	111	10.6%
Loving, NM	1,208	89	10.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Clifton, IL	1,208	92	8.0%
Skyline-Ganipa, NM	1,208	84	16.2%
Chesapeake, OH	1,208	83	16.9%
Lyons, OR	1,208	113	13.1%
New Columbia, PA	1,208	93	7.0%
Loving, NM	1,208	89	10.7%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Loving, NM

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

New Mexico Sales Tax

New Mexico Income Tax

Nearby cities with low cost of living

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