Cost of Living in Lovelady, TX

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13%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lovelady Texas National
Cost of living8794100
Groceries9798100
Health care9698100
Housing6183100
Transportation9898100
Utilities103103100
Lifestyle & Entertainment9498100
Household Items9998100
Education & Childcare9998100
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Homes For Sale In Lovelady, TX

property for sale

475 Cherokee TRL

Lovelady, TX
property for sale

9490 S State Highway 19

Lovelady, TX
property for sale

9490 TX-19

Lovelady, TX
property for sale

9490 Hwy 19

Lovelady, TX
See the Newest Homes For Sale In Lovelady, TX

Cost Of Living Quick Facts

  • The cost of living in Lovelady is 8% lower than the Texas average
  • The cost of living in Lovelady is 13% lower than the national average
  • Lovelady housing is 39% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Lovelady

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$72,254$6,021$1,686$2,168

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Trinity, TX2,8277920.9%
      Crockett, TX6,6638614.4%
      Westwood Shores, TX1,860927.5%
      Lovelady, TX7058713.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Buckland, AK705990.9%
      Hodge, LA7058019.6%
      Cheshire, MA705954.5%
      Scotts Corners, NY705214113.8%
      Nuangola, PA7051000.4%
      Lovelady, TX7058713.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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