Cost Of Living in Los Ranchos de Albuquerque, NM

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F

26%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

95%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Los Ranchos de Albuquerque	New Mexico	National
Cost of living	126	94	100
Groceries	100	98	100
Health care	99	98	100
Housing	195	85	100
Transportation	97	98	100
Utilities	99	97	100
Lifestyle & Entertainment	93	96	100
Household Items	96	98	100
Education & Childcare	90	96	100

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Homes For Sale In Los Ranchos de Albuquerque, NM

1630 Rancho Guadalupe Trl NW

Albuquerque, NM

1833 Telesfor Sanchez Rd NW

Albuquerque, NM

509 Chamiso Ln NW

Los Ranchos, NM

Los Ranchos Rd Nw

Los Ranchos, NM

Cost Of Living Quick Facts

The cost of living in Los Ranchos de Albuquerque is 35% higher than the New Mexico average
The cost of living in Los Ranchos de Albuquerque is 26% higher than the national average
Los Ranchos de Albuquerque housing is 95% higher than the national average
New Mexico general sales tax is 2% lower than the national average
New Mexico state income tax is 35% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$124,881	$10,407	$2,914	$3,747
Renters	$39,143	$3,262	$913	$1,174

A good way to judge both the affordability of the housing and the cost of living in Los Ranchos de Albuquerque is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Los Ranchos de Albuquerque has a median income of about $124,881 for people who own homes. Based on that number, a maximum of $2,914 should be spent on expenses related to housing. Renters have a slightly different median income, which is $39,143. Based on this average, renters should spend no more than $913 on all rental costs if they want to maintain a non-impoverished standard of living.

New Mexico Sales Tax

State	General Sales Tax	With Max Surtax
New Mexico	5%	8.688%

New Mexico Income Tax

State	Income Tax (Low)	Income Tax (High)
New Mexico	1.7%	5.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pajarito Mesa, NM	316	76	24.3%
Placitas CDP (Doña Ana County), NM	750	78	22.0%
Monterey Park, NM	1,135	85	15.0%
Santa Ana Pueblo, NM	963	89	10.6%
Indian Hills, NM	839	91	8.6%
Los Ranchos de Albuquerque, NM	6,300	126	26.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Paul County No. 19, AB	6,300	n/a
Northgate, OH	6,299	90	9.6%
Yaphank, NY	6,302	135	35.5%
Exton, PA	6,297	129	28.8%
Clarenville, NL	6,303	n/a
Los Ranchos de Albuquerque, NM	6,300	126	26.1%